credit card

Unitus Platinum Rewards Visa® Card

Want a card with zero fees and big rewards? Brilliant.

Getting Carded Should Be a Compliment

You’re smart. You want a card that makes financial sense, just says no to fees, and also offers you rewards you can savor. The Unitus Platinum Rewards Visa card fits the bill, and we’re quite proud to offer it to our members. It costs you nothing—zilch!—to carry, and you earn rewards points for every dollar you spend. Redeem your points online for cash, travel, purchases and more.

Earn Rewards

Earn one Unitus Rewards Point for every $1 in purchases, excluding returns and cash advances.

Digital Wallet

Enroll your Unitus Platinum Rewards Visa card in one of the Digital Wallet options!

 

Competitive Rates

The better your credit score, the lower your rates.

Zero Fees

No annual fee, over limit fee, or “no activity” fee. No balance transfer fee—transfer your high interest balances over now.

Late Payments? No problem.

There is no penalty rate for late payments. Fees do apply.

No Gimmicks

Best of all—no hidden fees, gimmicks or teaser rates.

Reward Yourself

We’re proud of our innovative rewards program:

  • Earn bonus points when shopping our online network of national and regional merchants
  • Redeem points for cash back, airline tickets, brand name merchandise, cruises and hotel stays, experiences and more
  • Easily redeem your points online by logging into uOnline

Questions about Rewards?

  • How do I redeem my Unitus Rewards Points?
  • What can I redeem my Unitus Rewards Points for?

Visit our Rewards support center, or call 1.888.871.1681 with questions.

Credit card reward tickets

Competitive Rates

Platinum Rewards Visa Card

Credit Score

APR*

*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Rates effective as of April 1, 2017. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) »

740+

8.74%

739-700

11.24%

699-660

11.74%

659-610

12.74%

609-560

14.24%

559 or below

16.24%

View full rate details 

My Design Card

My Design Card

Your Visa card says a lot about you. Personalize your debit or credit card with an image of your choice. It’s simple to do, and the result is uniquely you.

Learn more and get started

Chip enabled cards

Chip-Enabled Cards

Unitus is transitioning to a new card technology that uses an embedded microchip which is encrypted and provides stronger security and protection. To learn more about our fraud protection policies and this transition, visit our support center

Get special deals when you use your Unitus Visa

We’re talking about the latest discounts from many of your favorite brands.

Interested in Improving Your Credit Score?

Use the Unitus Pathfinder to get tips on improving your credit score.

Financial information in our pathfinder

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