Unitus Platinum Rewards Visa® Card

Earn 2X rewards points on all fuel, grocery, and home improvement store purchases September 1 - October 31!
See below for details.

You’re smart. You want a card that makes financial sense, just says no to fees, and also offers you rewards you can savor. The Unitus Platinum Rewards Visa card fits the bill, and we’re quite proud to offer it to our members. It costs you nothing—zilch!—to carry, and you earn rewards points for every dollar you spend. Redeem your points online for cash, travel, purchases and more. Plus, best of all—no hidden fees, gimmicks or teaser rates.

Earn Rewards

Earn one Unitus Rewards Point for every $1 in purchases, excluding returns and cash advances.

Digital Wallet

Enroll your Unitus Platinum Rewards Visa card in one of the Digital Wallet options!


My Design Card

Personalize your debit or credit card with an image of your choice. It’s simple to do, and the result is uniquely you. Try it out!

Zero Fees

No annual fee, over limit fee, or “no activity” fee. No balance transfer fee—transfer your high interest balances over now.

Late Payments? No problem.

There is no penalty rate for late payments. Fees do apply.

Card Guard

Protect your card on the go! Turn your card on/off, get transaction alerts, set spending limits and more!
Download the app.

Reward Yourself

We’re proud of our innovative rewards program:

  • Earn bonus points when shopping our online network of national and regional merchants.
  • Redeem points for cash back, airline tickets, brand name merchandise, cruises and hotel stays, experiences and more!
  • Easily redeem your points online by logging into uOnline.

Questions about Unitus Rewards?

  • How do I redeem my Unitus Rewards Points? — Simply log into uOnline to get started!
  • Is there a cap on how many Unitus Rewards Points I can earn? — Nope!
  • Do my Unitus Rewards Points Expire? — Yes, after 3 years. So don’t forget to redeem them!

Visit our Rewards support center, or call 1-888-871-1681 with questions.

Pair of airline boarding passes

Competitive Rates

Platinum Rewards Visa Card

Credit Score












559 or below


*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Rates effective as of April 1, 2020. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) 

View full rate details 

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