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Loan Protection

Protect your family, property and credit rating should you experience a sudden loss in income.

Put Your Mind at Ease

Should the unforeseen happen, Unitus Loan Protection ensures your loan will continue to be paid over the term of coverage. It is available for most loans, and the cost of coverage is simply added to your monthly payment. Unitus offers three levels of loan protection:

Life Benefit

Pays off loans in the event of a death.

Life and Disability Benefits

Pays off loans in the event of death, and makes loan payments in the case of disability.

Life, Disability and Involuntary Unemployment Benefits

In addition to death and disability benefits, makes loan payments in the case of involuntary unemployment.

Life Benefit

  • Pays off loans, up to $50,000* in the event of a death per enrolled loan
  • Both the borrower and co-borrower are included for protection
  • Cost is $1.49 per $1,000 of your balance per month

Life and Disability BenefitsFather son and mother smiling

  • Pays off loans up to $50,000* in the event of death per enrolled loan
  • Should you become disabled due to injury or illness, Unitus will make your Unitus loan payment for a maximum of 12 months or
    $12,000 per enrolled  loan**
  • Both the borrower and co-borrower are included for protection
  • Cost is $2.49 per $1,000 of your balance per month

Life, Disability and Involuntary Unemployment Benefits

  • Pays off loans up to $50,000* in the event of death per enrolled loan
  • Should you become disabled due to injury or illness, Unitus will make your Unitus loan payment for a maximum of 12 months or $12,000 per enrolled loan**
  • If you become involuntarily unemployed, Unitus will make your Unitus loan payments for a maximum of six months or $3,000 per enrolled loan**
  • Both the borrower and co-borrower are included for protection
  • Cost is $3.49 per $1,000 of your balance per month

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