Free Checking Accounts

No fees, no minimum balance.
Free checking. Period.

We don’t make you jump through hoops to enjoy the benefits of our Unitus Checking account. Our free checking account is simple, offering outstanding value and online convenience:

Visa Debit Card

Provides access to nearly 30,000 surcharge-free ATMs around the world.

Free Direct Deposit

Easily have your paychecks electronically deposited into your account, at no additional cost.

My Design Card

Personalize your debit or credit card with an image of your choice. It’s simple to do, and the result is uniquely you. Try it out!

Free Online Banking

Use uOnline to manage your accounts from your computer or mobile device, anytime, anyplace.

Overdraft Protection

Free overdraft protection transfers from a savings or money market account.

Support with Individual Needs

Have you had difficulty getting a free checking account? Ask us about accommodating your individual needs.

Interest Checking

A minimum balance of $500 gives you a return on the cash you keep in your account.

New Contactless Cards

Tapping to pay with your Visa contactless card is a safe, easy, and secure way to pay! And it helps you avoid touching surfaces at checkout.


Your Unitus Visa credit/debit card comes with 24/7 fraud monitoring and Zero Liability protection from Visa, so you won’t be held responsible for unauthorized card transactions.


Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, pharmacies, vending machines and more. Just look for the Contactless Symbol Girl in a jacket at checkout.


Tap or hold your contactless card near the Contactless Symbol on the checkout terminal. (You may be asked to enter your Personal Identification number (PIN) for debit card transactions.)

Google Pay, Samsung Pay, Apple Pay logos

Mobile payments

Securely store your Unitus debit or credit card details on your mobile device to make purchases quickly and easily.

Additional Benefits

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