Free Online Checking Account? Check.

No fees, no minimum balance. Free checking. Period. Unitus Checking offers outstanding value and simple online convenience. Set yours up in minutes and get on with your day.

Find the checking account that fits your lifestyle

	Unitus Checking	Interest Checking
Best if you want:	A truly free checking account	A checking account that earns interest.
Unitus Rewards:	Yes - $.05 for every purchase over $5.00 and earn 3.00%APY^* on those funds¹	Yes - $.05 for every purchase over $5.00 and earn 3.00%APY^* on those funds¹
Earns Interest:	No	Yes
Annual Fee:	No	No
Monthly Service Fee:	No	$7.50 (waived with $500 min. daily balance)
Minimum Daily Balance Requirement:	No	$500
Access to 30K+ surcharge-free ATMs	Yes	Yes
Opening Deposit:	$50	$50
	Open an account	Open an account

Unitus Checking

Best if you want:	A truly free checking account
Unitus Rewards:	Yes - $.05 for every purchase over $5.00 and earn 3.00%APY^* on those funds¹
Earns Interest:	No
Annual Fee:	No
Monthly Service Fee:	No
Minimum Daily Balance Requirement:	No
Access to 30K+ surcharge-free ATMs	Yes
Opening Deposit:	$50
	Open an account

Interest Checking

Best if you want:	A checking account that earns interest.
Unitus Rewards:	Yes - $.05 for every purchase over $5.00 and earn 3.00%APY^* on those funds¹
Earns Interest:	Yes
Annual Fee:	No
Monthly Service Fee:	$7.50 (waived with $500 min. daily balance)
Minimum Daily Balance Requirement:	$500
Access to 30K+ surcharge-free ATMs	Yes
Opening Deposit:	$50
	Open an account

Unitus Rewards

Unitus Rewards pays you for making debit purchases. Your morning coffee? Yep. Groceries? Absolutely. Even your monthly streaming service? Definitely! We pay you – and we’ll even pay you interest on what you earn. Take it one step further by rounding up your change to watch your savings add up quickly!

Existing members: You can add Unitus Rewards to your account right inside digital banking.

[View descriptive video transcript]

Enroll in Unitus Rewards today

A debit card that does it all

Swipe anywhere Visa® is accepted
No overdraft fees when you link your savings account
Contactless payment options – Link your card to digital wallets like Apple Pay or Google Pay for fast and secure checkout

I opened a checking account and gradually switched all my accounts to Unitus. I have the convenience of online banking, mobile deposits, and I can use an ATM at another credit union or 7-11 store with no fee.

JoAnn B., Member - Beaverton Branch

Access 24/7 digital banking and budgeting with our mobile app

A Unitus Visa® Debit card to use anywhere Visa is accepted
Link to digital payments like Apple Pay or Google Pay
Instant on/off debit card controls
Custom budgeting and savings goals

Online Banking