Being Home Is The Best Part. Unitus Will Help You Get There.
We understand how daunting the home buying process can be, and Unitus is on your side. Our Home Loan Experts understand the ins and outs of the local housing market and all the available financing options. We offer:
From pre-approval through closing documents, we’re here with you every step of the way.
We offer a flat mortgage loan origination fee, rather than a percentage of the loan amount.
Home Loan Estimates
Our estimates spell out exactly what you can expect to pay for your loan.
We take the mystery out of the process and help take the stress out of getting a mortgage.
Our experts are local, experienced, and understand the local Portland, Vancouver and Salem housing markets.
With so many things to consider, ease your anxiety by attending our no-cost seminar where we will guide you through the home buying process.
Home Financing Made Easy
As your not-for-profit community credit union, Unitus is looking out for your best interests. We offer flexible financing options so you can get the best home loan at the lowest possible cost.
Whether you’re a first-time homebuyer or a homeowner looking to refinance, our Home Loan Experts will guide you through the entire process.
Home Loan Rates
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
*APR = Annual Percentage Rate. See full disclosures >>
No Appraisal Home Loans
Due to the surge in housing demand,
some home buyers may have to wait
months to complete an appraisal.
Don’t wait for an appraiser. Save your
time. Close on the home you want.
Rates are expected to increase in the
near future. If you are thinking about
refinancing or purchasing, now is the
time to lock in a new rate and save
money on your mortgage.
(Some restrictions apply for this loan.)
Jumbo, FHA and VA Loans
Our standard loans may not fit your needs. That’s why we also offer Jumbo and government-issued loans.
Equity Line Plus
Tap into your home’s equity with our flexible home equity line of credit. Get access to cash without paying interest until you start using it.
The TruStage Home Insurance Program provides top-quality protection for your home, with discounted rates for Unitus members.
We offer a full suite of calculators to help you do the math on home loans, refinancing, home affordability, and more.
Question about your existing home loan?
For billing, statements, payments, and insurance inquiries on your existing first mortgage loan, call 1.877.877.8367, or email us.
Home Buying Seminars
Your new home may be the biggest purchase you make in your life. With so many things to consider, ease your anxiety by attending our no-cost seminar where we will guide you through the process.
Contact one of our Home Loan Experts today, or visit our interactive Unitus Pathfinder tool to explore your home loan options and learn more about the process.