Jumbo Loans, FHA and VA Loans

You need a loan that fits you. Large loan? Small down payment? Veteran? Look no further.

With a home loan from Unitus, you will be on the path to home ownership in no time.

Flexible Home Loans, Not One-Size-Fits All

In order to meet the diverse needs of our members, we offer these loan types to our members in addition to our standard home mortgage options:

Jumbo Loans

Finance a home that exceeds the conventional mortgage loan amount above $424,100.

FHA Loan

Great for first-time homebuyers, these loans have less restrictive qualifying guidelines.

VA Loans

Available to veterans, these loans offer less restrictive qualifying guidelines.

Big Benefits with a Unitus Jumbo Loan

Whether you’re buying a large home or moving to an area with a high cost of living, Unitus can help you finance your home. Jumbo loans allow you to finance a home that exceeds a conventional conforming loan above $424,100.

We offer:

  • Hassle-free loan closing
  • Up to 90% LTV (loan-to-value ratio)
  • Flat loan origination fee
  • Flexible payment options
Jumbo Loans

Product

Rates

APR*

Points

*APR = Annual Percentage Rate. See full disclosures >>

15 Year Fixed Jumbo

3.250%

3.347%

0

10 Year Fixed Jumbo

3.125%

3.266%

0

5/1 ARM Jumbo

3.125%

3.584%

0

Realize Your Dream with an FHA Loan

FHA loans are offered through the Federal Housing Administration. These government-issued mortgage loans are a great option for first-time homebuyers, those with little or no down payment, and those who need to finance their closing costs.

Some of the features of FHA loans are:

  •  Low down payment
  • Gift funds can be used for your down payment
  • Insurance from the Federal Government replaces private mortgage insurance
  • Call us for current rates

The Best Loans for Qualified Veterans

The U.S. Department of Veterans Affairs offers VA home loans, enabling Unitus to provide veterans, service members and their surviving spouses with affordable options and rates. These loans are great for veterans with low to moderate incomes, with little down payment, and who need to finance their closing costs.

Some of the features of VA loans are:

  • The option for no down payment
  • No monthly mortgage insurance
  • No prepayment penalties
  • Call us for current rates

Unitus Can Help You down the Path to Homeownership

We’re dedicated to fitting you with the best home loan at the lowest possible cost.

Large modern home

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