RV, Boat and Motorcycle Loans
Get Outside, Recreate, and Create New Memories
Our Large and Small RV Loans cover the entire range of recreational vehicles, from motorhomes to boats to motorcycle loan rates. Read on to compare and find the right RV financing option for you:
RV Loan Rates: Large vs Small RVs
-
Best if you want:
Best if you want:
-
APR:
APR:
-
Terms Available:
Terms Available:
-
Loan to Value:
Loan to Value:
-
Credit Score:
Credit Score:
-
Qualifying Vehicles:
Qualifying Vehicles:
-
Rate details:
Rate details:
-
Large RV Loans
-
Best if you want:
A large recreation vehicle that will allow you to explore the great outdoors in style
-
APR:
3.99%-16.75%
(based on credit qualification) -
Terms Available:
12-180 Months*
-
Loan to Value:
Up to 90% (Tier 1 Borrowers)*
Up to 70% (Tier 2-6 Borrowers)* -
Credit Score:
Credit score determines APR and max. combined loan to value
-
Qualifying Vehicles:
Motorhomes, boats, large travel trailers (over 5,000 lbs. dry weight), van conversions, horse trailers or campers
-
Rate details:
-
Small RV Loans
-
Best if you want:
A thrill-seeking, small recreation vehicle experience on land, snow, or water
-
APR:
3.99%-15.75%
(based on credit qualifications) -
Terms Available:
12-84 Months*
-
Loan to Value:
Up to 100% (Tier 1 Borrowers)*
Up to 80% (Tier 2-6 Borrowers)* -
Credit Score:
Credit score determines APR and max. combined loan to value
-
Qualifying Vehicles:
Motorcycles, ATVs, jet skis, wave runners, snowmobiles, pop-up/tent trailers or small travel trailers (up to 5,000 lbs. dry weight)
-
Rate details:
-
Large RV Loans: Boats, Motorhomes and More
Itching to get out and explore? Unitus offers low rates for the purchase or refinance of a new or used boat, motorhome, fifth wheel, large travel trailer, van conversion or camper.
Unitus Large Recreation Vehicle Loans offer:
- Flexible terms up to 180 months*
- Competitive rates
- Financing for up to 90% of MSRP or NADA Retail value to borrowers with a credit score of 740 and above*
- Financing for up to 70% of NADA Retail value for borrowers with credit scores below 740*
- Qualifies for access to your FICO® score
Small RV Loans: ATVs, Jet skis, Snowmobiles and More
Let Unitus help you get the outdoor toy you really want with our low interest Small RV Loan.
Our Small Recreational Vehicle Loans offer the following benefits:
- Flexible terms up to 84 months*
- Competitive rates
- Finance up to 100% of MSRP or NADA Retail value to borrowers with a credit score of 740 and above*
- Finance up to 80% of NADA Retail value for borrowers with credit scores below 740*
- Qualifies for access to your FICO® score
Get Ready to Ride with a Motorcycle Loan
Look to us for low interest motorcycle loans to help you purchase the ride of your dreams.
Our Small RV Loans for motorcycles offer the following benefits:
- Flexible terms up to 84 months**
- Competitive motorcycle loan rates
- Finance up to 80% of MSRP or NADA Retail value to borrowers with a credit score of 740 and above*
- Finance up to 80% of NADA Retail value for borrowers with credit scores below 740*
- Qualifies for access to your FICO® score
Competitive Rates
Unitus is proud to offer competitively low rates on all of our RV Loans.
Loan Protection
Protect your family, property and credit rating should you experience a sudden loss in income.
Learn how to add Loan Protection for your Unitus loan
Questions About Our RV Loans?
Contact our Member Loan Center at 503.423.8770 or visit Loan Support