Personal Loans
When Life Calls, Our Personal Loans Are Here to Answer
Compare our personal loan features and interest rates to find the option that best fits your needs.
A Smarter Purchase with Our Low Interest Personal Loans
Our Personal Loans are a great alternative to in-store financing. If you’re planning to buy a computer or appliance—something that falls between a small credit card purchase and a home equity line of credit investment—check out our low, fixed-rate Personal Loans in Portland, Oregon.
A Unitus Personal Loan offers:
- Easy application and quick response
- Local service from Unitus
- Competitive interest rates
- Terms up to 60 months*
- Qualifies you for access to your FICO® Score
Personal Loans
|
Credit Score |
APR* |
|---|---|
740+ | 7.99% |
739 - 700 | 8.49% |
699 - 660 | 10.99% |
659 - 610 | 11.99% |
609 - 560 | 15.99% |
559 or below | 16.99% |
|
*APR = Annual Percentage Rate. Rates are based on your credit history and credit qualifications. Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.) |
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Need Extra Cash? Get a KWIK Personal Line of Credit
When you need some extra funds, turn to the Unitus KWIK Personal Line of Credit Loan. You can access your funds online, over the phone, and in person. You can also use the KWIK for overdraft protection on your Unitus checking account.
A KWIK – Personal Line of Credit offers:
- Easy application and quick response
- Local service from Unitus
- Competitive interest rates
- Quick access to funds
- Variable rate
- Qualifies you for access to your FICO® Score
KWIK - Personal Line of Credit
|
Credit Score |
APR* |
|---|---|
720 + | 9.50% |
719 - 680 | 9.50% |
679 - 650 | 9.50% |
649 - 620 | 9.50% |
619 or below | 14.50% |
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*APR = Annual Percentage Rate. Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%. Disclosures (PDF) » |
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Get out of Debt Faster with an Ultimate Payoff Loan
Specifics to qualify:
- Minimum loan amount is $2,500; maximum loan amount is $5,000
- Maximum total unsecured debt is $15,000
- Minimum Gross monthly income is $2,000
- Debt must be paid off in order from smallest to largest; no cash to borrower
