Compare Personal Loans
Purchase Smarter w/Low-Interest Personal Loans
Our Personal Loans are a great alternative to in-store financing. If you’re planning to buy a computer or appliance—something that falls between a small credit card purchase and a home equity line of credit investment—check out our low, fixed-rate Personal Loans in Portland, Oregon.
A Unitus Personal Loan offers:
- Easy application and quick response
- Local service from Unitus
- Competitive interest rates
- Terms up to 60 months**
- Qualifies you for access to your credit score
Immigration Loan
Finance the cost of naturalization (citizenship), immigration, DACA, and other related fees with this affordable fixed-rate loan. Make fixed low monthly payments at 0% interest (5.89% APR*). Additional terms apply. Contact us for more information.
Personal Loan Rates
|
Credit Score |
APR* |
|---|---|
740+ | 7.49% |
739 - 700 | 7.99% |
699 - 660 | 11.49% |
659 - 610 | 12.99% |
609 - 560 | 15.99% |
559 or below | 16.99% |
|
*APR = Annual Percentage Rate. Rates are based on your credit history and credit qualifications. We offer interest rate discounts when members take advantage of additional Unitus products and services; quoted rates include such discounts. See Disclosures (PDF) for details » **Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.) Disclosures (PDF) |
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Need Extra Cash? Get a Personal Line of Credit
When you need some extra funds, turn to the Unitus Personal Line of Credit Loan. You can access your funds online, over the phone, and in person. You can also use the personal line of credit for overdraft protection on your Unitus checking account.
A Personal Line of Credit offers:
- Easy application and quick response
- Local service from Unitus
- Competitive interest rates
- Quick access to funds
- Variable rate
- Qualifies you for access to your credit score
Personal Line of Credit Rates
|
Credit Score |
APR* |
|---|---|
740 + | 9.99% |
739 - 700 | 10.24% |
699 - 660 | 13.24% |
659 - 610 | 15.24% |
609 - 560 | 15.49% |
559 or below | 16.24% |
|
*APR = Annual Percentage Rate. Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%. Disclosures (PDF) |
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Personal Loan Protection
Protect your family, property and credit rating should you experience a sudden loss in income.