Personal Loans

Fast and affordable financing at your fingertips. Get the cash you need, when you need it most.

Get Started

Personal Loan Rates

  • Personal Loan

    as low as
    12.74
    %
    APR
    See Rates

  • Personal Line of Credit

    as low as
    13.49
    %
    APR
    See Rates

  • Bicycle Loans

    as low as
    6.99
    %
    APR
    See Rates
See More Rates

The things you can do with your low, fixed-rate Personal Loan

  • Cover an unforeseen expense/repair
  • Enhance your career development
  • Consolidate debt and simplify payments
  • Take that well-earned vacation
Apply Now

Flexible, fair, and fee-free: the Unitus Personal Loan

  • Apply In Minutes

    Quick and easy loan application with fast loan decisions.

  • No Fees. Ever.

    No pre-payment penalty or fees means more money in your pocket.

  • Anytime, Anywhere, 24/7 Access

    Online payments, custom alerts, and more through the Unitus digital banking app.

Personal Line of Credit for everything else

  • Get access to extra cash on demand
  • Pay only when you have a balance
  • Borrow up to $30,000
  • Use as overdraft protection for your checking account
Apply Now

Student Loans for a better future

  • Zero origination fees1
  • Flexible repayment options
  • Unique student line-of-credit structure1
  • Reduced interest rate with automatic payments
Visit Our Student Lending Center

Immigration Loan

  • Finance the cost of naturalization (citizenship), immigration, DACA, and other related fees with this affordable fixed-rate loan
  • Make fixed low monthly payments at 0% interest with a 5.89% APR *
  • Additional terms apply
Apply Now

Bicycle Loans

  • Low fixed-rate
  • Include accessories in your loan (contact us for details)
  • eBikes and pro-installed electric-assist motors qualify

Buy your bike your way. Get the loan and then the bike, or buy the bike and we’ll reimburse you.

Apply Now

Disclosures

*APR = Annual Percentage Rate. Personal Loan Rates are based on your credit history and credit qualifications. See Rates.

1Visit our Student Loan Center for details.

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