Small Business Banking Services

Our comprehensive small business banking services suite covers business checking and savings, payroll, merchant services, and more.

Solutions To Keep Your Business Moving Forward

  • Business Checking Accounts

    Give your business a checking account that meets your needs. Our business checking account includes debit cards, overdraft protection, online and mobile banking access.

  • Business Savings Accounts

    Your employees clock out, but your savings shouldn’t. Whether you’re looking for higher returns, liquidity or both, our business savings accounts are here to help your cash grow.

  • Business Banking Services

    Your business requires services that are convenient and add value to your employees. Unitus offers merchant and payroll services to keep your business running smart and efficient.

Bringing the community together one small business at a time

Our #PDXunites series is all about local small businesses. They are the economic engine of our communities, and it’s more important now than ever that we show our support. In partnership with Small Shops Big Hearts, we feature weekly #PDXunites giveaways on social media to various local small businesses.

Business Checking Accounts

Depending on the needs of your business, we offer two different checking account options:

Portrait of smiling entrepreneur in coffee shop with the boxes.

Business Basic Checking

Portrait of smiling entrepreneur in coffee shop with the boxes.
  • No Minimum Balance
  • Free Visa Debit Card
  • No Monthly Service Fee
  • Checks Paid – $0.15 per check (first 75 free)
  • Checks Deposited – $0.15 per check (first 75 free)
  • Overdraft Protection
  • Convenient access and money management through digital banking
Owner of small online shop. Receiving orders and packing boxes for delivery.

Business Interest Checking

Owner of small online shop. Receiving orders and packing boxes for delivery.
  • Earns Interest
  • $3,000 Daily Minimum Balance
  • Free Visa Debit Card
  • $10 Monthly Service Fee
  • Checks Paid – $0.15 per check (first 150 free)
  • Checks Deposited – $0.15 per check (first 150 free)
  • Overdraft Protection
  • Convenient access and money management through digital banking

What You Will Need to Open a Business Checking Account

As the owner of Bread & Honey Cafe, I’ve always loved Unitus. As soon as they moved into the neighborhood they have been the most supportive people. I feel like they really understand how hard it is to be a small business.

Business Savings Accounts

A smart savings plan helps to protect your business against uncertainty while earning competitive rates. Unitus offers a range of flexible savings options for your business.

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Money Market Accounts

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Earn higher interest rates on higher balances while keeping your funds flexible.

  • No limit on withdrawals you make in person. Withdrawals can also be made online and by phone (restrictions apply)1
  • No fee if daily minimum balance is at least $10,000; otherwise $5 per month
  • No limit on deposits
  • Competitive rates
Two florists using a digital tablet in plant shop.

Certificates of Deposit (CDs)

Two florists using a digital tablet in plant shop.

Great if you don’t need immediate access to your money.

  • Immediate interest accrual
  • Monthly compounding interest; earned penalty-free
  • Terms ranging from six months to five years
  • Competitive rates

Additional Business Savings Options

Business Banking Services

Woman paying bill through smartphone using NFC technology in a restaurant.

Merchant Services

Woman paying bill through smartphone using NFC technology in a restaurant.

A hassle-free credit and debit card acceptance.

  • Month-to-month contract
  • Wireless options for home-based or mobile businesses
  • Affordable standard and virtual terminals

Get a quote! Complete this short form, or call our trusted partner Total Merchant Concepts at 1-888-249-9919 for additional questions.

Business partners working together from their home office.

Payroll Services

Business partners working together from their home office.

Running a business isn’t easy. Today’s environment requires partners who can help you navigate obstacles and keep things running smoothly.

  • Save Time – Run payroll in just a few clicks. Use the time you save to manage your business.
  • Stay Compliant – Payroll and taxes done for you — helping you stay accurate, on time and in compliance.
  • Manage Costs – Only pay for the options you need.

Contact our payroll services partner Total Merchant Concepts using this short form, or by calling 1-888-249-9919 for additional questions.

As the manager at Cloak & Dagger Barber Co., we love banking with Unitus because we know they support small businesses like us, and the community.

Open Your Business Account Today

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