Business Rates & Fees

Select an account below to review our competitive business rates.

Fees

Business Checking Rates

Business Interest Checking

Learn more and apply!

Tier

Interest

APY*

$0 – $24,999.99

0.05%

0.05%

$25,000 or more

0.10%

0.10%

*APY = Annual Percentage Yield. Rates Disclosures (PDF)

Health Savings Account Checking

Contact us to open your account.

Tiers

Interest

APY*

$0 - $2,499.99

0.05%

0.05%

$2,500 - $24,999.99

0.05%

0.05%

$25,000 - $49,999.99

0.10%

0.10%

$50,000 or more

0.10%

0.10%

*APY = Annual Percentage Yield.  Disclosures (PDF)

Business Savings Rates

Go Savings (Consumer/IRAs/Business)

Tier

Interest Rate

APY Range*

APY

$0 - $2,499.99

2.96%

3.00%

3.00%

$2,500 - $4,999.99

0.03%

3.00% - 1.51%

0.03%

$5,000 - $24,999.99

0.03%

1.51% - 0.33%

0.03%

$25,000 - $49,999.99

0.03%

0.33% - 0.18%

0.03%

$50,000 - $99,999.99

0.03%

0.18% - 0.10%

0.03%

$100,000 or more

0.03%

0.10% - 0.03%

0.03%

*APY = Annual Percentage Yield.  Disclosures (PDF)

Basic Business Savings Account

Learn more and apply!

Tiers

Interest

APY*

$0 – $24,999.99

0.01%

0.01%

$25,000 or more

0.01%

0.01%

*APY = Annual Percentage Yield. Disclosures (PDF)

Prime Share Savings: Personal, Health Savings Account, and IRA

Open an Account

Tiers

Dividend

APY*

$5 - $24,999.99

0.05%

0.05%

$25,000 or more

0.10%

0.10%

*APY = Annual Percentage Yield.  Disclosures (PDF)

Money Market Account (Business)

Open an Account

Tier

Interest

APY*

$0 – $9,999.99

1.00%

1.00%

$10,000 – $24,999.99

1.49%

1.50%

$25,000 – $49,999.99

1.98%

2.00%

$50,000 – $99,999.99

2.47%

2.50%

$100,000 – $249,999.99

2.96%

3.00%

$250,000 - $499,999.99

4.41%

4.50%

$500,000 - $999,999.99

4.41%

4.50%

$1,000,000 - $2,499,999.99

4.41%

4.50%

$2,500,000 or more

4.41%

4.50%

*APY = Annual Percentage Yield. Disclosures (PDF)

Certificates of Deposit (CDs)

Open a CD right in online banking

Balance

Terms

Interest

APY*

$500-$19,999.99

6 - 60 months

1.69%-2.18%

1.70%-2.20%

$20,000-$49,999.99

6 - 60 months

1.69%-2.18%

1.70%-2.20%

$50,000 or more

6 - 60 months

1.69%-2.18%

1.70%-2.20%

SPECIAL: $500 or more (Existing Funds)

13 months

3.93%

4.00%

SPECIAL: $25,000 or more (New Funds)

13 months

4.41%

4.50%

*APY = ANNUAL PERCENTAGE YIELD. CD Special: Rates effective as of May 15, 2023. APY offered may change at any time. $500 minimum opening deposit. Penalty for early withdrawal may apply. Fees could reduce earnings on account. 4.50% APY based on Interest Rate of 4.41%. 4.00% APY based on Interest Rate of 3.93%. Any CD can be used for an IRA. To qualify for the 4.50% APY rate, $25,000 or more in funds new to the credit union must be deposited in-person at any Unitus branch or electronically via the Virtual Branch. New funds are defined as balances that have been in a Unitus account for 30 days or less at time of CD/IRA opening. New and existing funds cannot be combined for the higher rate/APY. Funds from another institution lower than $25,000 and/or combined with existing funds at Unitus will not qualify for the 4.50% APY. 13-Month CD Rate Sheet (PDF)  Disclosures (PDF)

SEP IRA

Unitus also offers SEP IRAs. For information about rates of Unitus’s SEP IRA plan, please contact us at 503-227-5571 or 1-800-452-0900. You may also send us an email at mail@unitusccu.com.

Learn more about Unitus’s SEP IRAs

Business Credit Cards Rates

Business Platinum Rewards Visa Card

Apply Today!

Credit Score

APR*

740 +

14.99%

739 to 700

16.99%

699 to 660

18.00%

659 to 610

18.00%

*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF)

Business Vehicle Loans Rates

Business Vehicle Loans

Visit our Business Loans page for more details and to speak with a Business Vehicle Loan Expert.

Business Loans & Lines of Credit Rates

Commercial Real Estate, Equipment and Machinery Loans, Equipment Leasing, & Lines of Credit

Visit our Business Loans page for more details and how to apply.

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