Business Rates & Fees

Select an account below to review our competitive business rates.

Fees

Business Checking Rates

Business Interest Checking

Learn more and apply!

Tier

Interest

APY*

$0 – $24,999.99

0.01%

0.01%

$25,000 or more

0.01%

0.01%

*APY = Annual Percentage Yield. Rates effective as of March 1, 2022. Disclosures (PDF)

Health Savings Account Checking

Contact us to open your account.

Tiers

Interest

APY*

$0 - $2,499.99

0.05%

0.05%

$2,500 - $24,999.99

0.05%

0.05%

$25,000 - $49,999.99

0.05%

0.05%

$50,000 or more

0.05%

0.05%

*APY = Annual Percentage Yield. Rates effective as of June 10, 2022. Disclosures (PDF)

Business Savings Rates

Basic Business Savings Account

Learn more and apply!

Tiers

Interest

APY*

$0 – $24,999.99

0.01%

0.01%

$25,000 or more

0.01%

0.01%

*APY = Annual Percentage Yield. Rates effective as of March 1, 2022. Disclosures (PDF)

Prime Share Savings: Personal, Health Savings Account, and IRA

Open an Account

Tiers

Dividend

APY*

$5 - $24,999.99

0.01%

0.01%

$25,000 or more

0.01%

0.01%

*APY = Annual Percentage Yield. Rates effective as of April 14, 2022. Disclosures (PDF)

Money Market Accounts

Open an Account

Tier

Interest

APY*

$0 – $9,999.99

0.050%

0.050%

$10,000 – $24,999.99

0.050%

0.050%

$25,000 – $49,999.99

0.150%

0.150%

$50,000 – $99,999.99

0.150%

0.150%

$100,000 – $249,999

0.200%

0.200%

$250,000 or more

0.200%

0.200%

*APY = Annual Percentage Yield. Rates effective as of June 10, 2022. Disclosures (PDF)

Certificates of Deposit (CDs)

Open a CD right in online banking

Balance

Terms

Interest

APY*

$500-$19,999.99

6 - 60 months

0.05%-1.00%

0.05%-1.00%

$20,000-$49,999.99

6 - 60 months

0.05%-1.00%

0.05%-1.00%

$50,000 or more

6 - 60 months

0.05%-1.00%

0.05%-1.00%

SPECIAL**: $500 or more

26 months

1.49%

1.50%

*APY = ANNUAL PERCENTAGE YIELD. Rates effective as of July 1, 2022. APY offered may change at any time. $500 minimum opening deposit. Penalty for early withdrawal may apply. Fees could reduce earnings on account. Any CD can be used for an IRA. Insured by NCUA Disclosures (PDF)

**1.50% APY based on Interest Rate of 1.49%. 2.25% APY based on Interest Rate of 2.23%. Disclosures (PDF)

SEP IRA

Unitus also offers SEP IRAs. For information about rates of Unitus’s SEP IRA plan, please contact us at 503-227-5571 or 1-800-452-0900. You may also send us an email at mail@unitusccu.com.

Learn more about Unitus’s SEP IRAs

Business Credit Cards Rates

Business Platinum Rewards Visa Card

Credit Score

APR*

740 +

9.99%

739 to 700

11.99%

699 to 660

14.99%

659 to 610

17.99%

*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Rates effective as of April 1, 2020. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF)

Business Vehicle Loans Rates

Business Vehicle Loans

Visit our Business Loans page for more details and to speak with a Business Vehicle Loan Expert.

Business Loans & Lines of Credit Rates

Commercial Real Estate, Equipment and Machinery Loans, Equipment Leasing, & Lines of Credit

Visit our Business Loans page for more details and how to apply.

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