Business Rates & Fees
Select an account below to review our competitive business rates.
Business Checking Rates
Business Interest Checking
Learn more and apply!|
Tier |
Interest |
APY* |
|---|---|---|
$0 – $24,999.99 | 0.01% | 0.01% |
$25,000 or more | 0.01% | 0.01% |
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*APY = Annual Percentage Yield. Rates effective as of March 1, 2022. Disclosures (PDF) |
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Health Savings Account Checking
Contact us to open your account.|
Tiers |
Interest |
APY* |
|---|---|---|
$0 - $2,499.99 | 0.05% | 0.05% |
$2,500 - $24,999.99 | 0.05% | 0.05% |
$25,000 - $49,999.99 | 0.05% | 0.05% |
$50,000 or more | 0.05% | 0.05% |
|
*APY = Annual Percentage Yield. Rates effective as of June 10, 2022. Disclosures (PDF) |
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Business Savings Rates
Basic Business Savings Account
Learn more and apply!|
Tiers |
Interest |
APY* |
|---|---|---|
$0 – $24,999.99 | 0.01% | 0.01% |
$25,000 or more | 0.01% | 0.01% |
|
*APY = Annual Percentage Yield. Rates effective as of March 1, 2022. Disclosures (PDF) |
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Prime Share Savings: Personal, Health Savings Account, and IRA
Open an Account|
Tiers |
Dividend |
APY* |
|---|---|---|
$5 - $24,999.99 | 0.01% | 0.01% |
$25,000 or more | 0.01% | 0.01% |
|
*APY = Annual Percentage Yield. Rates effective as of April 14, 2022. Disclosures (PDF) |
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Money Market Accounts
Open an Account|
Tier |
Interest |
APY* |
|---|---|---|
$0 – $9,999.99 | 0.050% | 0.050% |
$10,000 – $24,999.99 | 0.050% | 0.050% |
$25,000 – $49,999.99 | 0.150% | 0.150% |
$50,000 – $99,999.99 | 0.150% | 0.150% |
$100,000 – $249,999 | 0.200% | 0.200% |
$250,000 or more | 0.200% | 0.200% |
|
*APY = Annual Percentage Yield. Rates effective as of June 10, 2022. Disclosures (PDF) |
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Certificates of Deposit (CDs)
Open a CD right in online banking|
Balance |
Terms |
Interest |
APY* |
|---|---|---|---|
$500-$19,999.99 | 6 - 60 months | 0.05%-1.00% | 0.05%-1.00% |
$20,000-$49,999.99 | 6 - 60 months | 0.05%-1.00% | 0.05%-1.00% |
$50,000 or more | 6 - 60 months | 0.05%-1.00% | 0.05%-1.00% |
SPECIAL**: $500 or more | 26 months | 1.49% | 1.50% |
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*APY = ANNUAL PERCENTAGE YIELD. Rates effective as of July 1, 2022. APY offered may change at any time. $500 minimum opening deposit. Penalty for early withdrawal may apply. Fees could reduce earnings on account. Any CD can be used for an IRA. Insured by NCUA Disclosures (PDF) **1.50% APY based on Interest Rate of 1.49%. 2.25% APY based on Interest Rate of 2.23%. Disclosures (PDF) |
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SEP IRA
Unitus also offers SEP IRAs. For information about rates of Unitus’s SEP IRA plan, please contact us at 503-227-5571 or 1-800-452-0900. You may also send us an email at mail@unitusccu.com. |
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Business Credit Cards Rates
Business Platinum Rewards Visa Card
|
Credit Score |
APR* |
|---|---|
740 + | 9.99% |
739 to 700 | 11.99% |
699 to 660 | 14.99% |
659 to 610 | 17.99% |
|
*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Rates effective as of April 1, 2020. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) |
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Business Vehicle Loans Rates
Business Vehicle Loans
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Visit our Business Loans page for more details and to speak with a Business Vehicle Loan Expert. |
Business Loans & Lines of Credit Rates
Commercial Real Estate, Equipment and Machinery Loans, Equipment Leasing, & Lines of Credit
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Visit our Business Loans page for more details and how to apply. |