Can't Wait for Rates to Drop? Neither Can We!

Refinance your mortgage or open a home equity line of credit and we’ll waive our loan origination fees, a savings of up to $995.

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Take advantage of these exclusive offers!

  • Fall in Love with Your Home Again!

    We’ve lowered our Home Equity Loan rates to help you put your hard-earned equity to work for you! Access the cash you need to reach your next financial goal!

    Learn more

  • Earn 4.00% APY* with Unitus Rewards

    Unitus Rewards pays you cash** for every debit card purchase $5.00 and up. The best part? That cash back earns 4.00% APY in your Unitus Rewards Savings Account.

    Earn more!

  • Cash Rewards Home Loan

    Earn an average of $2,300 cash rewards on your next home with our HomeAdvantage® program.1

    Learn more

What Our Members Are Saying

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My wife and I recently opened a business account with Unitus and the staff was so helpful. I especially want to thank Ryan and Nathan. Thank you guys!

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5 stars
Julio Q., Salem

As the owner of Bread & Honey Cafe, I’ve always loved Unitus. As soon as they moved into the neighborhood they have been the most supportive people. I feel like they really understand how hard it is to be a small business.

Dyani W., N. Williams

While most financial institutions claim that you are a person, they treat you as a number. Unitus, in my experience, is just the opposite. My business partners, my wife and I highly recommend this for almost all financial needs.

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5 stars
Leonard M., N. Williams

I've always had amazing customer service and wonderful services! This was my first credit union and now I understand why so many people prefer credit unions to banks.

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5 stars
Ben F., Unitus Plaza

Discover today's lowest rates

Access to 24/7 digital banking with our mobile app

  • Save, spend, and manage your money all in one place.
  • Link external accounts to get a full view of all your money
  • Set up custom alerts by email or text for: balance, withdrawals, deposits, and more!
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Disclosures

* APY = ANNUAL PERCENTAGE YIELD. Rate effective as of June 1,2023. Rate is variable and can change at any time. Fees could reduce earnings.

**Unitus Rewards purchases earn $0.05 on every purchase $5.00 and up.

1Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

2$1,500 credit must be used to pay closing costs and prepaids. These include items such as: loan origination, appraisal, credit report, discount fees for paying down a rate, flood, tax service, impound reserves, and third party fees. Unitus will credit member up to $1,500 toward closing costs. For example, if closing costs total $3,000 then Unitus would credit $1,500 and a balance of $1,500 would be responsible by the member. Seller credits will be applied first. Any excess credit will not be given as cash.

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