Home Loans Disclosures

Purchase

Other terms are available. All rates are based on owner occupied, one-unit purchase transactions for members with excellent credit. Flood insurance may be required. Underwriting approval is required. Rates quoted are subject to change. Third party fees apply. We suggest using our Loan Consultant for a more accurate rate quote. Other terms and conditions apply and rates are not considered locked until you have received and signed a formal lock agreement. Contact us for details.

ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 ARM and 5/5 ARM and 10 years for a 10/6 ARM).

The assumed loan amount for Conventional loans is $275,000 with an LTV of 60%.

The assumed loan amount for First-Time Homebuyer loans is $275,000 with an LTV of 100%.

The assumed loan amount for Jumbo loans is $750,000 with an LTV of 60%.

The principal and interest payment on a 30 Year Fixed loan with a 2.875% rate is $1,141/month.

The principal and interest payment on a 5/6 ARM loan for the first 60 months with a rate of 2.375% is $1,069/month. Subsequently, the rate can increase up to 1% every 6 months up to a maximum of 5% over the initial rate. The principal and interest payment at the maximum rate of 7.375% is $1,899/month.

Refinance

Other terms are available. All rates are based on owner occupied, one-unit, rate/term refinance transactions for members with excellent credit. Flood insurance may be required. Underwriting approval is required. Rates quoted are subject to change. Third party fees apply. We suggest using our Loan Consultant for a more accurate rate quote. Other terms and conditions apply and rates are not considered locked until you have received and signed a formal lock agreement. Contact us for details.

ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 ARM and 5/5 ARM and 10 years for a 10/6 ARM).

The assumed loan amount for Conventional loans is $275,000 with an LTV of 60%.

The assumed loan amount for No-Appraisal loans is $225,000 with an LTV of 60%.

The assumed loan amount for Jumbo loans is $750,000 with an LTV of 60%.

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