Visa® Card Rates and Fees
Please review the information below that is specific to the Credit Card you are applying for and then click ‘Apply Now’ if you agree to the terms disclosed.
Cash Back Rewards |
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Interest Rates and Interest Charges | ||||||
Credit Score | 740+ | 739-700 | 699-660 | 659-610 | 609-560 | 559 or below |
Annual Percentage Rates (APRs) for Purchases |
14.99% |
17.99% |
20.49% |
21.99% |
22.49% |
24.99% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Annual Percentage Rates (APRs) for Cash Advances | 16.99% | 19.99% | 22.49% | 23.99% | 24.49% | 26.99% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Annual Percentage Rates (APRs) for Balance Transfers | 14.99% | 17.99% | 20.49% | 21.99% | 22.49% | 24.99% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Penalty APR | None | |||||
How to Avoid Paying Interest on Purchases | Your due date is approximately 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchase balance that you pay by the due date each month. | |||||
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore. | |||||
Fees | ||||||
Annual Fee | None | |||||
Transaction Fees: Foreign Transaction | None | |||||
Transaction Fees: Cash Advance | None | |||||
Penalty Fees: Late Payment | $20 |
Platinum Rewards |
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Interest Rates and Interest Charges | ||||||
Credit Score | 740+ | 739-700 | 699-660 | 659-610 | 609-560 | 559 or below |
Annual Percentage Rates (APRs) for Purchases |
13.24% |
15.74% |
16.24% |
17.24% |
18.00% |
18.00% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Annual Percentage Rates (APRs) for Cash Advances | 13.24% | 15.74% | 16.24% | 17.24% | 18.00% | 18.00% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Annual Percentage Rates (APRs) for Balance Transfers | 13.24% | 15.74% | 16.24% | 17.24% | 18.00% | 18.00% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Penalty APR | None | |||||
How to Avoid Paying Interest on Purchases | Your due date is approximately 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchase balance that you pay by the due date each month. | |||||
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore. | |||||
Fees | ||||||
Annual Fee | None | |||||
Transaction Fees: Foreign Transaction | Up to 2% of the US dollar amount of the foreign transaction | |||||
Transaction Fees: Cash Advance | None | |||||
Penalty Fees: Late Payment | $20 |
Classic & Secured |
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---|---|---|---|---|---|---|
Interest Rates and Interest Charges | ||||||
Credit Score | 740+ | 739-700 | 699-660 | 659-610 | 609-560 | 559 or below |
Annual Percentage Rates (APRs) for Purchases |
15.24%
|
17.74%
|
18.00%
|
18.00%
|
18.00%
|
18.00% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Annual Percentage Rates (APRs) for Cash Advances | 15.24% | 17.74% | 18.00% | 18.00% | 18.00% | 18.00% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Annual Percentage Rates (APRs) for Balance Transfers | 15.24% | 17.74% | 18.00% | 18.00% | 18.00% | 18.00% |
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.* | ||||||
Penalty APR | None | |||||
How to Avoid Paying Interest on Purchases | Your due date is approximately 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchase balance that you pay by the due date each month. | |||||
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore. | |||||
Fees | ||||||
Annual Fee | None | |||||
Transaction Fees: Foreign Transaction | Up to 2% of the US dollar amount of the foreign transaction | |||||
Transaction Fees: Cash Advance | None | |||||
Penalty Fees: Late Payment | $20 |