Visa® Card Rates and Fees

Please review the information below that is specific to the Credit Card you are applying for and then click ‘Apply Now’ if you agree to the terms disclosed.

Apply Now

 

Platinum Rewards Visa Card

Interest Rates and Interest Charges
Credit Score 740+ 739-700 699-660 659-610 609-560 559 or below
Annual Percentage Rates (APRs) for Purchases  

7.99%

 

10.49%

 

10.99%

 

11.99%

 

13.49%

 

15.49%

When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.*
Annual Percentage Rates (APRs) for Cash Advances 7.99% 10.49% 10.99% 11.99% 13.49% 15.49%
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.*
Annual Percentage Rates (APRs) for Balance Transfers 7.99% 10.49% 10.99% 11.99% 13.49% 15.49%
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.*
Penalty APR None
How to Avoid Paying Interest on Purchases Your due date is approximately 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchase balance that you pay by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fees: Foreign Transaction Up to 2% of the US dollar amount of the foreign transaction
Transaction Fees: Cash Advance None
Penalty Fees: Late Payment $20

Classic & Secured Visa Card

Interest Rates and Interest Charges
Credit Score 740+ 739-700 699-660 659-610 609-560 559 or below
Annual Percentage Rates (APRs) for Purchases  

9.99%

 

 

12.49%

 

 

12.99%

 

 

13.99%

 

 

15.49%

 

17.49%

When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.*
Annual Percentage Rates (APRs) for Cash Advances 9.99% 12.49% 12.99% 13.99% 15.49% 17.49%
When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.*
Annual Percentage Rates (APRs) for Balance Transfers 9.99% 12.49% 12.99% 13.99% 15.49% 17.49%
Penalty APR None
How to Avoid Paying Interest on Purchases Your due date is approximately 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchase balance that you pay by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fees: Foreign Transaction Up to 2% of the US dollar amount of the foreign transaction
Transaction Fees: Cash Advance None
Penalty Fees: Late Payment $20

 

Apply Now

 

Leaving so soon?

By clicking on this link you’ll be leaving Unitus Community Credit Union to visit one of our trusted partners. If this was done in error, please click cancel. Otherwise, come back and visit anytime!

 

Accept