Overdraft Protection

Helping To Protect You

The most effective and affordable overdraft protection is to use a Unitus savings account or money market account. Unitus does not charge a fee to transfer funds from these accounts to your checking account. We also offer overdraft transfers from your Unitus Visa, KWIK Line of Credit, and Home Equity Line of Credit for a small fee, (interest begins to accrue immediately; refer to your loan agreement and disclosure for information regarding loan advances, including repayment terms). 

Check Protect

Additionally, we offer an overdraft program on select checking accounts called Check Protect. Check Protect is an opt-in courtesy overdraft program that pays checks and debits (except ATM withdrawals) that would overdraw a checking account, up to the account's Check Protect limit. This is a fee-based service. For additional details please also see our Membership & Account Agreement.

If you have any questions about our overdraft protection services, please contact us at (503) 227-5571 or (800) 452-0900. You may also send us an email at mail@unitusccu.com.

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