Home Loans
HomeAdvantage® Program
How much will you save when you buy your next home?
- Unitus members can earn an average of $1,500 with cash back!
- Connect with some of the area’s most trusted real estate agents.
- We’ve made the home buying process easier from start to finish – with everything you need to search, buy, and save on your next home – all in one place.
We’ll match you with a pre-screened, certified HomeAdvantage real estate agent that knows the market in your local area and can advise on the best neighborhoods to meet your individual needs.
Get Preapproved
Pick Your Trusted Agent
Buy Your Home and Earn Cash Rewards
What are you looking for?
Traditional Loans & Refinances
From pre-approval through closing, we’re here with you every step of the way.
First Time Home Buyer
Break the renting cycle. Own a home with zero money down. Zip. Zero. Zilch.
FHA and VA Loans
Veterans, take advantage of special options available to you.
An easy home buying process you can trust
Today’s Best Rates
Home Loan Rates (Purchase)
|
Product |
Rate |
APR* |
Points |
|---|---|---|---|
30 Year Fixed | 3.000% | 3.143% | 1.008 |
15 Year Fixed | 2.125% | 2.398% | 1.122 |
5/6 ARM | 2.375% | 2.683% | 0 |
30 Year Fixed First-Time Homebuyer | 4.250% | 4.315% | 0 |
10/6 ARM Jumbo | 2.875% | 2.871% | 0 |
|
*APR = Annual Percentage Rate. See full disclosures Additional rates and products available. Contact a Mortgage Relationship Officer for details. Home Loan Rates current as of 10/15/2021 at 7:15 a.m. |
|||
Home Loan Rates (Refinance)
|
Product |
Rate |
APR* |
Points |
|---|---|---|---|
30 Year Fixed | 3.000% | 3.139% | 1.193 |
15 Year Fixed | 2.250% | 2.442% | .798 |
5/6 ARM | 2.375% | 2.665% | 0 |
10/6 ARM No-Appraisal | 3.125% | 3.031% | 0 |
10/6 ARM Jumbo | 2.875% | 2.843% | 0 |
|
*APR = Annual Percentage Rate. See full disclosures Additional rates and products available. Contact a Mortgage Relationship Officer for details. Home Loan Rates current as of 10/15/2021 at 7:15 a.m. |
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Additional Products and Information
Home Buying Seminars
With so many things to consider, ease your home buying anxiety by attending our no-cost seminar.
Reverse Mortgage
Available to members 62 or older, this unique loan takes part of the equity in your home and converts it into payments back to you.
Home Insurance
The TruStage® Home Insurance Program provides top-quality protection for your home, with discounted rates for Unitus members.
ITIN Home Loans
If you have an ITIN, we can help you buy a home! Even if you do not have a permanent resident card or valid visa.**
Now through the end of 2021, all approved ITIN home loan applications qualify for a waiver of the Loan Origination fee, a value of up to $995!
To get started..
Call us at 503-423-8713
Schedule an appointment
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