Support Topics
Business Loans
Popular Questions
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Businesses that meet the following criteria:
- Requires $100,000 or less in financing.
- One year or more of business operations and financial transactions.
- Business operations are located within the field of membership (OR and WA).
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The small business credit application will require information about:
- Primary applicant personal information
- Beneficial owners’ information
- Business name and information
- 12-months of business banking statements from your primary operating account that reflect a minimum of 10 transactions per month.
NOTE: Bank statements are provided by accessing your business accounts’ online banking through our secure portal, which allows statements to be automatically uploaded and analyzed within minutes.
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To apply for a business loan:
- Complete an online inquiry form to let us know about your business, loan type, and amount you are interested in.
- A Business Lending team member will touch base with you to discuss the loan options that will best fit your business needs.
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Unitus finances a variety of vehicles, including passenger cars, light-duty trucks, SUVs, and specialized business vehicles like work vans and small box trucks.
NOTE: Some larger trucks and heavy equipment may require an equipment loan rather than a vehicle loan. Your business loan officer will assist in making sure you apply for the best loan to fit your needs.
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Absolutely! For refinances simply apply and provide a current loan statement and a copy of the vehicle title or registration (if financed by another lender).
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Yes, the following vehicles are not eligible for financing:
- Vehicles older than ten calendar years.
- Gray market, salvaged, branded, or lemon law vehicles.
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Unitus does not currently offer loans to start-up a business or purchase an existing business.
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Unitus does not currently offer loans to purchase new or existing businesses.
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Unitus does not currently offer SBA loans.
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Unitus offers many loan types to meet your business needs including:
- Vehicle Loans
- Specialized Business Vehicle Loans
- Equipment Loans
- Term Loans
- Lines of Credit
- Business Credit Cards
Submit an online inquiry form and a Business Lending team member will touch base with you to discuss the loan options that will best fit your business needs.
NOTE: If you are interested in Commercial Loans, visit our Commercial Lending page to learn about additional loan options.