Support Topics
Business Services
Learn more about our business accounts, loans and services.
Popular Questions
Unitus currently offers: Vehicle, Specialized Vehicle, Commercial Real Estate, Equipment, Investment Property Loans, and Small Business Lines of Credit.
In most cases, we simply rely on public records to verify your business. However, we may also request, as applicable, your Articles of Incorporation & By-Laws (corporation), Articles of Organization & Operating Agreement (LLC), Partnership Agreement (partnership), minutes signed by your secretary indicating the authorized signers (Non-Profit, Organization, or HOA), or resolution signed by business officers.
Not at this time. Please visit a local Unitus branch.
Unitus offers a Business Platinum Rewards Visa card with limits up to $49,000.
Learn more about our Business Platinum Rewards Visa
Simply call our contact center at 503.227.5571 or 1.800.452.0900 and we’ll send you a Business Membership Application form to update/revise owners and/or authorized signers. Additional proof of change such as an updated business registry with the state, or a resolution or meeting minutes, may be needed.
You can transfer funds within your account, pay bills using online bill pay, and make payments to your business loan or line of credit.
Unitus does not currently offer loans to start-up a business or purchase an existing business.
The business must be in existence for at least two years, be creditworthy, with a track record of profitability, and all guarantors must have good credit history (a personal guarantee from all principals is required), among other things.
Simply be located in one of our qualifying Oregon counties: Multnomah, Washington, Clackamas, Marion, Polk, Yamhill, Columbia, Hood River, Benton, Linn, Lane, Deschutes, Douglas, Josephine, or Jackson County; or in the State of Washington.
Unitus does not currently offer SBA loans.
Yes. We can issue up to two free debit cards per business account.
Unitus does not currently offer loans to purchase new or existing businesses.
Rates vary depending on a number of items, including creditworthiness, cash flow, etc. Please contact our Business Services Department at 503.423.8457.
We require the following: Business membership application, business loan application, personal financial statement (from all owners), two years company tax returns (all schedules), two years personal tax returns (all schedules), a YTD profit and loss statement and balance sheet, and your business formation papers.
Unitus does not process payroll tax deposits for business accounts. However, we recommend you use EFTPS Online, a free service offered by the US Department of the Treasury.
You can apply by contacting our Business Services Department at 503.423.8457, or on our Business Loans page.
Contact Us
Contact us by phone
Main Phone Number
503.227.5571
1.800.452.0900
M-F 7:30a to 6:00p, Sat 7:30a to 4:00p
Contact us by email
Please note that when you’re sending us an email, do not include personal information such as your account number or social security number.