Business Credit Card
Boost your business buying power with Unitus Business Platinum Rewards Visa® – Manage expenses and cash flow with time-saving tools and fraud-fighting features, all while earning points redeemable for cash, gift cards and more!
Business Platinum Rewards Visa
- See Today’s Best Rate
- Earn points with every purchase
- Annual fee waived for the first year
- Make fast, secure contactless payments with Apple Pay, Google Pay, and anywhere Visa is accepted
- 24/7 fraud monitoring
- Enjoy worry-free purchases with Zero Liability protection1 from Visa.
Introducing Card Management
You can now manage all your cards within Digital Banking – no separate app needed. Card Management gives you more ways to protect and manage your Unitus debit and credit cards. With Card Management you can:
- Instantly lock and unlock your card
- Get real-time alerts when your card is used
- Control where, how, and when your card can be used
- Report a lost/stolen card and request a replacement
- Update your PIN
- As of October 15, 2025, the Unitus Card Guard app will no longer be available.
How to Apply
Click the Get Started Button Below
Hear From a Business Lending Team Member
Complete an Online Application
Get a Decision in 48 Hours or Less2
Meet Our Director of Small Business Lending
Ivan brings 20 years of banking and business lending experience to Unitus small business lending. As the Director of Small Business, Ivan is responsible for the development and growth of Unitus’ small business lending segment. He and his team are here to talk about your business needs and identify the lending products that will work best for you.
In his free time, Ivan enjoys international travel, explore different cultures, spend time with family and attend various musical events.
Ivan Dominguez, Director – Small Business Lending
Yo hablo Español
Business Credit Card FAQs
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Business credit cards are a helpful tool to track spending, earn rewards and even save money. The Unitus Business Platinum Rewards Visa will have a predetermined spending limit at a competitive interest rate.
Your business can utilize the credit card to pay bills, make purchases and track expenses monthly and you’ll earn rewards with every purchase.
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You may access your Unitus Business Platinum Rewards Visa points directly through your Digital Banking. Simply Login, click ‘Accounts’, and go to the ‘View Card Rewards’ menu to view and use your accumulated rewards.
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Unitus makes it easy to manage your card through Digital Banking and the Unitus mobile app. You may view transactions, pay your bill or monitor your account.
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At Unitus, your Business Platinum Rewards Visa provides access to benefits like:
- Competitive interest rates
- Rewards on every purchase
- Flexible spending limits per card
- Annual card fee waived the first year and can be waived each year thereafter with $2,500 in purchases per year, per card. Otherwise $25 fee per card.
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At Unitus we understand that business needs change over time, we provide flexible options to allocate approved credit limits to additional cards as needed.
If your business requires an increase to their credit limit, submit an online inquiry form, and a Business Lending team member will reach out and walk you through the application process.
Looking for additional Business Loan Options?
Visit our Small Business Lending page for additional loan options and learn how to get access to capital fast to meet your business needs!
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