Putting Your Financial Wellbeing First

(6 Minute Read) — You already know that Unitus Community Credit Union offers tools and resources to help you every step of the way on your financial journey. You may not know that Unitus prioritizes your financial wellbeing through partnerships that can take your goals to new heights.

Alongside our Certified Credit Union Financial Counselors, our robust set of tools educates, coaches, and supports you as you make decisions about your financial future.

Let’s take a closer look at each service offered and why these resources can be essential in achieving financial security and confidence.

Enrich Financial Education Platform

Financial education is key to building a strong foundation for managing personal finances. According to a 2022 study by the National Financial Educators Council, a lack of personal finance knowledge cost Americans an average of $1,819 annually. Recognizing this need, Unitus offers the Enrich platform, a free, interactive financial education tool that covers a range of topics essential for modern financial management.

With Enrich, you can complete financial checkups to assess your current wellbeing and discover customized courses that fit your unique goals. The platform’s gamified challenges encourage active participation, helping you build better financial habits in an engaging way. This personalized approach to financial literacy empowers you to make informed decisions, fostering skills that support long-term financial resilience.

Members who are interested in getting started with Enrich can access it anytime for free, making financial education both accessible and convenient.

Personal Financial Coaching

Personal financial coaching at Unitus is like having a trusted guide to navigate the complexities of budgeting, debt, and credit. Often, knowing where to start with personal finance can feel overwhelming, and this is where a certified coach can make all the difference. Studies show that financial stress affects over 60% of Americans, impacting their mental health and even productivity at work (American Psychological Association, 2023). Unitus’ certified coaches are available to help members tackle specific challenges like debt management, credit improvement, and building emergency funds. This service focuses on creating actionable, tailored plans to help members meet their goals. Coaches provide ongoing support, which is crucial for building and maintaining financial confidence over time.

Each Unitus Financial Coach has completed the Financial Counseling Certification Program through America’s Credit Unions. Their services are free for members. You can book an appointment through your local branch or through our website.

By addressing personal goals directly with a knowledgeable coach, members can make strides in financial security and gain peace of mind, knowing they have expert support along the way.

GreenPath Financial Wellness Partnership

Through a partnership with GreenPath Financial Wellness, Unitus extends additional resources for debt counseling, housing advice, and credit management. GreenPath, a nonprofit that has supported millions of individuals in achieving financial health, provides a wide range of services, many of which are free or low-cost for Unitus members. The Federal Reserve’s data indicates that Americans carry around $17 trillion in household debt, highlighting the pressing need for accessible debt counseling options. GreenPath’s experienced counselors work with members to create personalized action plans that address debt concerns, improve credit, and explore solutions for financial stress.

This partnership is a testament to Unitus’ commitment to providing comprehensive financial support and reflects their dedication to helping members reduce financial burdens and reach their goals.

Educational Blog and Resources

Unitus’ blog serves as a go-to resource for up-to-date financial advice and insights. Articles cover relevant topics from managing debt to savings strategies—helping members navigate day-to-day financial challenges. The blog addresses the importance of saving and spending wisely, especially during high-spending seasons like the holidays. Data from the National Retail Federation indicates that holiday spending can reach as high as $1,000 per household, often leading to increased debt. Unitus’ timely articles remind members to balance spending with financial goals and to stay mindful of financial wellbeing even during festive times.

The blog not only provides educational content but also serves as a reminder of the importance of proactive financial management, supporting you with insights and strategies for financial health all year round.

Unitus Member Solutions Team

If you’re facing financial difficulties, Unitus Community Credit Union provides compassionate and practical support to help you get back on track. You can reach out to Unitus directly for guidance on available relief options, budgeting assistance, or even debt counseling. Our team can connect you to resources that offer expert advice on managing bills, reducing debt, and creating a plan tailored to your financial needs.

You can stop by a branch to speak with a Member Advocate. We have Certified Financial Coaches at every branch and in most member-facing departments. They can provide basic guidance and direct you to Member Solutions for more detailed payment arrangements as needed.

If you find yourself behind on payments or struggling to keep up with paying down your debt, the Member Solutions Team is a resource for you. Learn more from our experts about how to navigate difficult financial times.

Why Financial Wellbeing Matters 

Financial wellbeing impacts nearly every aspect of life, from mental health to relationships and even physical wellness. The Consumer Financial Protection Bureau (CFPB) defines financial wellbeing as having control over your day-to-day finances, resilience against financial setbacks, and the ability to make choices that allow you to enjoy life. Unitus Community Credit Union’s financial wellbeing offerings are designed to support these goals, providing you with the tools, guidance, and resources you need to achieve lasting financial security.

By taking advantage of these free and low-cost services, Unitus members can build a solid financial foundation, improve their financial literacy, and ultimately gain confidence in their financial future. Whether you’re starting your financial journey or looking to reach new goals, Unitus Community Credit Union has resources to help every step of the way.

For more information on how Unitus can support your financial wellbeing, check out our offerings on our website.