Common Scams Targeting Specific Communities

(3 Minute Read) — Scammers often adjust their approach to reach specific communities. They may use familiar language, trusted community spaces, or urgent messages that appear to come from government agencies, businesses, or people you know.

Scams also increase after major disasters like wildfires. Read: Avoid Wildfire Donation Scams

Some criminals target older people, while others target specific communities like Hispanics and Latinos. No matter the target, the warning signs are useful for everyone. Let’s talk about scams that target Latinos | Consumer Advice.

Here are a few common scams to watch for:

Immigration-Related Scams

Scammers may pretend to be immigration officials, attorneys, or notarios and promise faster visa, residency, or citizenship services in exchange for money or personal information. Before paying anyone, confirm credentials and use official government resources whenever possible.

Business Opportunity and Work-From-Home Scams

Some scams promise high earnings from online stores, real estate investing, coaching programs, or home-based businesses. These offers may require large upfront payments but provide little or no real value. Be cautious of anyone who guarantees quick money or pressures you to act fast.

Crypto Kiosks

Crypto kiosks (also called crypto or Bitcoin ATMs) are unregulated, cash-only and not connected to banks. Scammers primarily target those over 65 with high-pressure tactics. The kiosks are primarily in gas stations, convenience, liquor and grocery stores. It’s almost impossible to recover the victim’s money. Oregonians lost $389 million to this scam in 2025, according to the FBI.

Government Impersonation Scams

Fraudsters may claim to represent immigration offices, law enforcement, tax agencies, or other government organizations. They may threaten fines, legal action, loss of benefits, or other consequences to get you to send money or share sensitive information. If something feels urgent or intimidating, pause and contact the agency directly using a verified phone number or website.

Disaster Scams

Watch for fake charity requests and donate directly to well-know organizations. Don’t click on unsolicited links. Verify licenses and references before working with cleanup or recovery contractors. Always protect your personal information and don’t share anything unless you’ve independently verified the identity and credentials of the business or organization.

Messaging App and Social Media Scams

Scams can spread quickly through WhatsApp, text messages, social media groups, and online marketplaces. Be careful with unexpected job offers, investment opportunities, online shopping deals, or cryptocurrency promotions – especially if you are asked to pay upfront, click an unfamiliar link, or move the conversation to another app.

Unitus Community Credit Union Tip

Scams succeed when they create pressure, confusion, or a false sense of trust. You are not alone, and it is always okay to slow down, ask questions, and verify before you act. If you receive a suspicious message, call, or offer, talk with a trusted family member, community organization, or your financial institution before sharing money or personal information.

Unitus and our partners will never ask for sensitive information such as your account number, password, card number, PIN or 3-digit security code. If you receive a call, text, or email from someone claiming to represent Unitus requesting this information, please do not respond.

If you ever think you’ve been targeted, contact us right away at 503-227-5571 or visit our Security page for more tips and resources.