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Lock in Today. Enjoy Tomorrow. 4.10 percent APY for 14 months.

14-Month CD Special

Lock in Today. Enjoy Tomorrow. 4.10 percent APY for 14 months.

Our 14-Month “New Money” Certificate of Deposit gives you a steady, predictable return—perfect for planning ahead with confidence.

  • Competitive 4.10% APY* fixed rate
  • Reliable, predictable growth safeguarded from market changes
  • Federally insured up to at least $250,000
  • Limited-Time Offer!
Open Your 14-Month CD in Digital Banking Now!

Grow as you Spend!

You’re already using your debit card, now we want to reward you for that!

  • Get rewarded – Unitus Rewards savings accounts earn 5.00% APY1.
  • Make a debit purchase – We’ll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up.
  • Round up your change – Opt-in to round up your purchases.
Learn more about Unitus Rewards

Go Savings - Earn 3.00% APY2

Go Savings helps you save more from the very beginning! Get the highest rate of return 3.00% APY on balances up to $2,499.99. After that, you’ll continue to receive a high-yield on every dollar. Calculate your rate!

Open Your Go Savings Account

Which savings tool fits your plans?

  • CDs & IRAs

    Lock in higher savings rates that provide guaranteed earnings for your future or save for retirement.

    Learn more

  • Money Market

    Offers higher dividends than a traditional savings account while still providing accessibility to your funds.

    Learn more

  • Special Savings & HSA

    Savings for short-term goals and health expenses you may incur when covered by a High Deductible Health Plan.

    Learn more

Certificates of Deposit (CD)

See Today’s Best Rates

  • Earns more interest than a regular savings account
  • Choose a term that works for you, from 6-60 months
  • Best if you don’t need immediate access to your money
Open a CD in Online Banking

Individual Retirement Accounts (IRAs)

See Today’s Best Rates

  • Roth and Traditional IRAs available
  • Cover education expenses with a tax-advantaged Coverdell Education Savings Account
  • Save more with these tax-advantaged retirement accounts (consult a tax advisor)

Ready to open your IRA! Email us, stop by your local branch, or call 503-227-5571.

Money Market Accounts

See Today’s Best Rates

  • It’s like a savings account, but earns more
  • Easy access to your money
  • The more money you deposit, the higher the return
Open an Account

Special Savings

See Today’s Best Rates

  • The account to track your specific goal, whether it’s next year’s family trip, your next holiday gifting fund, or your rainy day fund
  • Hit your savings goals effortlessly with automatic transfer from your paycheck
  • Name your account anything: have some fun while you keep your goal top of mind
Open an Account

Health Savings Accounts

See Today’s Best Rates

  • Use it tax-free for qualifying medical expenses3
  • Your funds never expire; they grow tax-free through dividend earnings
  • Comes with HSA debit card
Contact us to open your account

Digital banking to help you save, budget, and manage your money 24/7

  • Build budgets and savings goals to keep your money organized
  • Spend responsibly with instant spending notifications
  • Deposit checks quickly with a snap of a photo
Download on the App Store Get it on Google Play

Disclosures

*14-Month CD Special: APY = Annual Percentage Yield. Rate effective 12/12/25. Fees could reduce earnings. APY may change at any time. “New Money” is defined as balances that are not currently on deposit at Unitus Community Credit Union or have been in a Unitus account for 30 days or less at the time of CD/IRA opening. Minimum balance is $500. Penalty for early withdrawal may apply.

1Unitus Rewards: APY = Annual Percentage Yield. Rate effective 12/12/25. Fees could reduce earnings. APY may change at any time. Unitus Rewards is only available with Unitus Checking. Restrictions may apply.

2Go Savings: APY = Annual Percentage Yield. Rate effective 12/12/25. Fees could reduce earnings. APY may change at any time. To open a new membership account, a $10 one-time membership fee and $5 Prime Share deposit are required.

Go Savings Account Tiers: $0-$2,4999 – Interest Rate 2.96%, APY 3.00%; $2,500-$4,999.99 – Interest Rate 0.03%, APY 3.00%-1.51%; $5,000-$24,999.99 – Interest Rate 0.03%, APY 1.51%-0.33%; $25,000-$49,999.99 – Interest Rate 0.03%, APY 0.33%-0.18%; $50,000-$99,999.99 – Interest Rate 0.03%, APY 0.18%-0.10%; $100,000 or more – Interest Rate 0.03%, APY 0.10%-0.03%. The annual percentage yield (APY) specified for a tier will apply only to the portion of the account balance that is within that tier. Available to consumer, trust, and business accounts only. Limit one Go Savings per Unitus membership.

3Health Savings Accounts: HSA funds used for anything but qualified medical expenses are subject to taxation and a 20% penalty. It is up to you to determine whether you are paying for a qualified medical expense and to keep appropriate records for the IRS. (Qualified medical expenses are partially defined in IRS Publication 502.) Please note: Unitus Community Credit Union does not provide tax advice, and nothing in this section should be construed as tax advice. Before acting on this information, consult your own accountant or tax advisor. Your savings are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a U.S. government fund managed by the National Credit Union Administration (NCUA).

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