Business Rates & Fees

Select an account below to review our competitive business rates.

Business Checking Rates

Business Interest Checking

Tier	Interest	APY*
$0 – $24,999.99	0.05%	0.05%
$25,000 or more	0.10%	0.10%
*APY = Annual Percentage Yield. Rates Disclosures (PDF)

Health Savings Account Checking

Tiers	Interest	APY*
$0 - $2,499.99	0.05%	0.05%
$2,500 - $24,999.99	0.05%	0.05%
$25,000 - $49,999.99	0.10%	0.10%
$50,000 or more	0.10%	0.10%
*APY = Annual Percentage Yield. Disclosures (PDF)

Business Savings Rates

Go Savings (Consumer/IRAs/Business)

Tier	Interest Rate	APY Range*	APY
$0 - $2,499.99	2.96%	3.00%	3.00%
$2,500 - $4,999.99	0.03%	3.00% - 1.51%	0.03%
$5,000 - $24,999.99	0.03%	1.51% - 0.33%	0.03%
$25,000 - $49,999.99	0.03%	0.33% - 0.18%	0.03%
$50,000 - $99,999.99	0.03%	0.18% - 0.10%	0.03%
$100,000 or more	0.03%	0.10% - 0.03%	0.03%
*APY = Annual Percentage Yield. Disclosures (PDF)

Basic Business Savings Account

Learn more and apply!

Tiers	Interest	APY*
$0 – $24,999.99	0.01%	0.01%
$25,000 or more	0.01%	0.01%
*APY = Annual Percentage Yield. Disclosures (PDF)

Prime Share Savings: Personal, Health Savings Account, and IRA

Open an Account

Tiers	Dividend	APY*
$5 - $24,999.99	0.05%	0.05%
$25,000 or more	0.10%	0.10%
*APY = Annual Percentage Yield. Disclosures (PDF)

Money Market Account (Business)

Open an Account

Tiers	Interest	APY*
$0 – $9,999.99	1.00%	1.00%
$10,000 – $24,999.99	1.49%	1.50%
$25,000 – $49,999.99	1.98%	2.00%
$50,000 – $99,999.99	2.47%	2.50%
$100,000 – $249,999.99	2.96%	3.00%
$250,000 - $499,999.99	4.17%	4.25%
$500,000 - $999,999.99	4.17%	4.25%
$1,000,000 - $2,499,999.99	4.17%	4.25%
$2,500,000 or more	4.17%	4.25%
*APY = Annual Percentage Yield. Disclosures (PDF)

Certificates of Deposit (CDs)

Open a CD right in online banking

Balance of $500-$19,999.99	Interest	APY*
6 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
12 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
18 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
24 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
36 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
48 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
60 Mo Certificate – Regular, IRA, ESA, Optima Club	2.47%	2.50%

Balance of $20,000-$49,999.99	Interest	APY*
6 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
12 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
18 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
24 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
36 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
48 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
60 Mo Certificate – Regular, IRA, ESA, Optima Club	2.47%	2.50%

Balance of $50,000 or more	Interest	APY*
6 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
12 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
18 Mo Certificate – Regular, IRA, ESA	3.69%	3.75%
24 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
36 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
48 Mo Certificate – Regular, IRA, ESA	2.47%	2.50%
60 Mo Certificate – Regular, IRA, ESA, Optima Club	2.47%	2.50%
*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. $500 minimum opening deposit. Penalty for early withdrawal may apply. Fees could reduce earnings on account. Any CD can be used for an IRA. Disclosures (PDF)

SEP IRA


Unitus also offers SEP IRAs. For information about rates of Unitus’s SEP IRA plan, please contact us at 503-227-5571 or 1-800-452-0900. You may also send us an email at mail@unitusccu.com.
Learn more about Unitus’s SEP IRAs

Business Credit Cards Rates

Business Platinum Rewards Visa Card

Apply Today!

APR*
13.49% - 25.49%
APR = Annual Percentage Rate. These annual percentage rates are for purchases and balance transfers. APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points. Balance transfers do not earn Unitus Rewards Points. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF)*

APR*

13.49% - 25.49%

*APR = Annual Percentage Rate. These annual percentage rates are for purchases and balance transfers. APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points. Balance transfers do not earn Unitus Rewards Points. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF)

Business Vehicle Loans Rates

Business Vehicle Loans

Visit our Business Loans page for more details and to speak with a Business Vehicle Loan Expert.

Business Loans & Lines of Credit Rates

Commercial Real Estate, Equipment and Machinery Loans, Equipment Leasing, & Lines of Credit

Visit our Business Loans page for more details and how to apply.

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