What are some red flags I should look for, and activity I should be suspicious of?

  • You find new accounts on your credit report that are not yours
  • You do not receive an expected bill/statement by mail or email notification
  • You find unexpected charges on your account or charges from unrecognized vendors
  • Checks posting to your account that are significantly out of numeric order
  • You receive credit cards that you did not apply for
  • You are denied credit or are offered less than favorable credit terms for no reason
  • You receive calls from creditors or debt collectors regarding purchases or services that you did not authorize

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