What is the difference between a Classic and a Secured Visa card?

A Secured Visa card is protected by a permanent hold placed on money in your savings account equal to one-and-a-half times the requested credit limit.

Unitus’ Secured Visa features low variable rates with no annual or cash advance fees, auto rental, emergency card replacement, zero liability for fraudulent charges, fraud protection and a Visa Secure® guarantee.

Our Visa Classic card offers you a low interest rate, no annual fees, and a 25 day, interest-free grace period. Visa Classic cards can even be used as overdraft protection on your checking account.