Setting a New Standard for Business Rewards Credit Cards
You’re smart. You want a credit card that makes financial sense for your business and also offers rewards you can savor. The Unitus Business Platinum Rewards Visa Card fits the bill, and we’re quite proud to offer it to our business members. Earn rewards points for every dollar you spend. Redeem your points online for cash, travel, purchases and more.
Earn Rewards
Earn 1 Unitus Rewards Point for every $2 in purchases, excluding returns, cash advances, and balance transfers.
Local Service and Support
Personal service your business can count on.
Competitive Rates
The better your credit score, the lower our rates.
Annual Fee Waived with Qualified Purchase
The annual Fee of $25 per business credit card is waived when annual qualified purchases exceed $2,500 per card in the previous 12 months. We also waive the annual fee for the first year.
Employee Accounts
Get individual accounts and credit cards for key employees.
Reward Yourself
We’re proud of our innovative rewards program:
- Earn bonus points when shopping our online network of national and regional merchants
- Redeem points for cash back, airline tickets, brand name merchandise, cruises and hotel stays, experiences and more
- Easily redeem your points online by logging into uOnline
Questions about Rewards?
Visit our Rewards support center, or call us at 1-888-871-1681 with questions.
Additional Benefits
- Visa Zero-liability protection
- Visa Auto rental insurance and travel accident insurance
- Visa Emergency card replacement
- Visa Fraud protection
- Digital Wallet
- Visa Secure®
- Visa Checkout
- Card Guard
- Visa Account Updater
- Qualifies for access to your FICO® score
- Surcharge-free ATMs at all Costco locations
Competitive Rates
Business Platinum Rewards Visa Card
Credit Score |
APR* |
---|---|
740 + | 9.99% |
739 to 700 | 11.99% |
699 to 660 | 14.99% |
659 to 610 | 17.99% |
*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Rates effective as of April 1, 2020. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) |

My Design Card
My Design Card is temporarily unavailable due to a scheduled system update. Service will be restored on August 24, 2020. We apologize for the inconvenience.

Chip-Enabled Cards
Unitus is transitioning to a new card technology that uses an embedded microchip which is encrypted and provides stronger security and protection. To learn more about our fraud protection policies and this transition, visit our support center.