Mastering Your Money – Digital Banking Made Easy

(4 Minute Read) — Forget the idea that banking is only about visiting a physical branch. With Unitus Community Credit Union, you can control your money from anywhere at any time. Our mobile and online banking gives members all the convenience of managing their finances; or as we like to say, mastering your money digitally, without losing the member-first financial service that sets us apart.

Your Personal Digital Banking Hub

Unitus digital banking is a complete financial control center built for you, with easy-to-use navigation and 24/7 account access.

With mobile and online banking, managing your account is a breeze:

• Check balances in real time: See up-to-the-minute data for all your accounts, including checking, savings, certificates, and loans.
  
• Review transactions quickly: Easily browse history and keep an eye on your spending without digging through old statements.
  
• Use eStatements: Instantly access up to 18 months of statements, helping keep records secure and reduce paper clutter.
  

Move and Manage Money with Ease

• Transfers: Easily link and move money between your Unitus accounts and accounts you have at other financial institutions. Transfers is provided at no cost by Unitus for our members.

• Bill Pay: Schedule one-time or recurring payments to practically anyone, from your electric company to your gardener. Payee History keeps a clear record of when payments were sent and received.

• Move Money: Learn about all the ways you can move money at Unitus.

The Unitus Mobile App: Banking on the Move

Our mobile app, available on iOS and Android, brings the power of online banking to your phone with a smooth, fast experience.

• Mobile Deposit: Got a paper check? Just endorse it, write “For mobile deposit only at Unitus,” snap a photo of the front and back in the app, confirm the amount, and submit.
  
• Convenient digital payments: Use available transfer and payment tools within digital banking to send funds and manage payments directly from your account.
  
• Mobile wallets & contactless payments: Add your Unitus debit and credit cards to Apple Pay^® or Google Pay™ and pay with a tap using your phone or smartwatch. Mobile wallets replace your card number with a unique, encrypted token so your actual card details are never shared with merchants.
  

Your Digital Fortress: Strong Security

With digital threats on the rise, Unitus has invested in multiple layers of protection.

• Multi-factor authentication: Additional verification may be required when logging in from new devices or during certain sensitive activities.
  
• Biometric login: The mobile app supports fingerprint and facial recognition.
  
• Instant card management: If you lose your debit or credit card, you can lock it right through the app and unlock it just as easily.
  
• Custom alerts: Set up real-time notifications for activities like a low balance, a large withdrawal, or when a check clears.
  

Beyond Banking: Tools for Financial Wellness

We focus on your total financial health, not just transactions.

• My Offers: View personalized pre-approved offers and apply quickly from within digital banking.

• Home Buying Resources: Unitus offers a variety of mortgage calculators and the ability to work with our local home loan experts for personalized home loan guidance. You can even track your home’s value in digital banking with our My Home Value tool.

• Financial Well-Being: From personal financial coaching to financial wellness and counseling, we’ve got you covered. See what’s available!

Business Banking Made Simpler

Our digital banking platform supports business members with helpful features, including:

• Cash-flow visibility: Real-time balances and access to account documents to support bookkeeping and recordkeeping.
  
• Business card management: Manage your business cards anytime, anywhere.

Technology with Real People Behind It

Our online banking combines modern technology with people-focused service. The Secure Message feature lets you connect with a real person for confidential account help while keeping inquiries secure. You can also reach us through our Virtual Branch via video chat, live chat, or schedule an appointment.

Since we’re a member-owned credit union, we return our profits to members through better rates and lower fees. Our digital platform reflects this same philosophy: it’s designed to save you time and money.

Ready to Get Started?

If you’re already a Unitus member but haven’t started digital banking, enrollment is simple:

• Using the Unitus website or mobile app, click the ‘Log In’ button and select ‘Register’ to get started.
  
• Follow the on-screen prompts to create your User ID.
  
• Enable biometrics and alerts, and you’re ready to bank with confidence.

Unitus Community Credit Union proves you don’t need a national bank for a fantastic digital experience. Our mobile and online banking provide a comprehensive, secure, and intuitive way to stay in control of your financial future.