7 Steps to Securing Your Digital Life

(3 Minute Read) — A new year is a fresh start for your goals, your home, and even your digital life. As technology continues to evolve, so do the ways scammers try to reach you. A quick digital checkup each January can protect your accounts, your devices, and your peace of mind. It takes less than 20 minutes and gives you confidence that your information is secure for the year ahead. 

At Unitus, we are here to help you stay safe as you manage your money online. Start with these simple steps. 

Step 1: Update your passwords and turn on multi factor authentication 

Strong, unique passwords are one of the simplest ways to keep your information safe. Choose passwords that are long and use a mix of characters. Avoid using the same password for more than one site. Turn on multi factor authentication wherever it is offered so that a second layer of protection guards your account. 

For your Unitus accounts, make sure your Digital Banking credentials are up to date and stored securely. 

Step 2: Review devices connected to your accounts 

Over time, old phones, tablets, and computers can remain logged in even after you stop using them. Check the devices connected to your Unitus Digital Banking and remove any that you no longer use. This gives you control over who has access and helps block unauthorized entry. 

Step 3: Turn on alerts in Unitus Digital Banking 

Account alerts are one of the fastest ways to spot suspicious activity. In Digital Banking, you can choose to receive alerts for purchases, withdrawals, low balances, password changes, and more. When an alert arrives in real time, you can act quickly if something does not look right. Alerts give you confidence and keep you connected to your money. 

Step 4: Clean up your digital footprint 

Take a moment to look through the websites, subscriptions, and apps that have access to your information. Remove any that you no longer use. Check privacy settings on social media to limit what you share publicly. The less information scammers can see, the less they can use to impersonate you. 

Step 5: Check your digital wallet settings 

Digital wallets are a convenient way to pay in stores and online. Make sure the cards connected to your wallet are accurate and current. Remove any expired cards. Keep an eye on merchant payment history and review recent activity. Your digital wallet should be as organized as your physical one. 

Step 6: Update your contact information 

Your phone number, email address, and home address help us reach you when we need to verify activity or notify you of potential fraud. Take one minute to confirm your contact information in Digital Banking. Accurate information ensures fraud alerts reach you quickly. 

Step 7: Back up important files 

A secure backup protects your photos, documents, and financial records from loss or ransomware. Use a trusted cloud service or an external drive stored in a safe place. When your files are protected, you are better prepared for unexpected events. 

We’re Here to Help 

As you move forward in 2026, our team is here to support your goals and help you stay secure every step of the way. If something does not look right on your account, contact us right away. Our fraud specialists are ready to assist, answer questions, and help you take the next steps. 

A simple digital life checkup gives you a safer, more confident start to the new year. We are proud to partner with you as you keep your information secure and your financial future protected.