Fake Traffic Ticket Text Message Scam: How to Protect Yourself

(2 Minute Read) — Have you recently received a text message claiming you owe money for a toll road or unpaid traffic ticket? You’re not alone—and you’re not imagining it. Fake traffic ticket text message scams are sweeping the country, and cybercriminals are getting bolder and more believable. 

The Federal Trade Commission is warning that scammers are now posing as toll agencies, traffic enforcement departments, and state transportation offices. Their goal? To trick people into clicking fraudulent links and handing over sensitive information—like your credit card number or driver’s license details. 

What the scam looks like 

The messages typically include: 

• A fake case or license plate number 

• A warning that payment is overdue 

• A link to “resolve” the fine or dispute the charge 

Some even mention real government agencies, like the Oregon Department of Transportation, making them seem especially convincing. 

What happens if you click? 

Clicking these links may: 

• Install malware on your device 

• Lead to phishing sites that steal your personal info 

• Prompt you to pay a fake fee or fine 

These scams are not just annoying—they can lead to financial loss, identity theft, and long-term stress. 

How to protect yourself

At Unitus, your security is our top priority. Here’s how to stay safe from fake traffic ticket text message scam: 

1. Pause before clicking. If a message pressures you to act immediately, it’s likely a scam. 

2. Don’t click on links from unknown senders. Government agencies typically send notices by mail—not by text. 

3. Check directly with the agency. Visit the official website or call their main number to verify any claims. Scammers can spoof phone numbers and websites. 

4. Report suspicious messages. Forward scam texts to 7726 (SPAM) and let the Federal Trade Commission know at reportfraud.ftc.gov. 

5. Use account alerts and monitoring. Use Digital Banking to monitor transactions, which can help you catch fraud early. 

A quick reminder: Unitus will never ask for your personal info via text message

If you’re ever unsure whether a message claiming to be from Unitus is real, contact us directly through our secure chat, online banking, or by calling us at 800-452-0900. We’re always here to help. 

Stay safe, stay informed, and share this info with friends and family—especially those who may be more vulnerable to text scams. 

For more tips on spotting and stopping fraud, visit our Security Center. The FTC also has some tips on how to stay ahead of the scammers.