Certificate of Deposit (CD)

The benefits of a CD are two-fold. If you don’t need immediate access to your funds, not only will you have a safe haven to store your money, you'll earn more interest on the money you're saving than if you were to leave it in a regular savings account.

With a Unitus CD, you'll enjoy:

  • Immediate interest accrual
  • Monthly compounding interest
  • Interest earned penalty-free
  • Competitive rates
  • Terms ranging from 6 months to 5 years
  • No set-up or administration fees
  • Federally insured up to $250,000

Even better yet, you can open, close or renew your CD online or over the phone. It's one of the simplest ways to save both your time and money.

Tier Term Dividend Rate APY*
$500 - $19,999.99 24 months 0.60% 0.60%
$20,000 - $49,999.99 24 months 0.75% 0.75%
$50,000 or more 24 months 1.00% 1.00%

Open Your Account
Ready to open an account with Unitus? It's simple, open your CD in uOnline, visit a branch, or call us at 503-227-5571, toll-free 1-800-452-0900 today to get started!

*APY = ANNUAL PERCENTAGE YIELD. Rates effective as of December 1, 2015. Penalty for early withdrawal may apply. APY offered may change at any time. Minimum balance $50,000 to receive 1.00% APY. Fees could reduce earnings on account.

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