uSavers Kids Club
First, you will want to visit a Unitus branch location and talk to a friendly Member Service Representative or MSR.
It’s always a good idea to bring in a piece of ID, like a state-issued ID card or school ID so we can verify your identity and keep you and your money safe. The MSR will deposit your check and give you the cash back. Pretty simple don’t you think?
If you’re thinking of cashing a check it’s always a good idea to have a parent or guardian accompany you.
Yes, you can bring all of your coins into select Unitus branches with a coin machine. Branches that do not have coin machines include: N. Williams, Multnomah Village, and Westmoreland. We have machines that count your coins and then give you a receipt telling you exactly how much all of your coins are worth. Just take that receipt to a friendly Member Service Representative and they’ll deposit your money right into your uSavers account! Pretty cool don’t you think?
This is called interest. When you opened your uSavers savings account you immediately began earning interest on the money you put in. The more money you save, the more interest you’ll receive.
That’s simple! It means you’re interested in learning about money and Unitus is here to help you. You can learn through stories about smart ways to spend, tips on how to save and share your money, and play all kinds of fun games!
Credit unions and banks are both financial institutions. But a credit union is “not for profit,” and is owned by the members. This means you are part owner of the credit union, and your money is used to help the credit union grow, instead of making a profit for a company or person.
Think long and hard…what is that one thing you’ve had your eye on that you really want? A bike? A video game? A really cool jacket? Maybe a pony? Well maybe not a pony. Whatever it may be, you have the power to save your money and buy it.
So when is a good time to start saving? How about right now! Saving your money is easy to do. Talk to a parent or guardian about setting up a weekly savings goal and then deposit your money into your Unitus account. Before you know it you will have saved enough money to buy that special something.
A Credit Union is a place where people with common interests, like where they live or work, come together to save and borrow their money.Credit Unions provide many of the same services that banks do, but there are a few things that make us different:
- We are “not for profit”. This simply means we’re not in business just to make money
- Money that we do make is returned to you in the form of better rates and services
- We’re owned by you—the member
- As much as possible, the money we make is spent and put back into the local community where you live
Yes, Unitus does help kids go to school. Unitus offers savings accounts like your uSavers account where you and your family can put money away for school expenses or even college some day.
We also offer educational IRAs that your parents or grandparents can open to get you on a savings path for your educational future. Plus, when you’re a little older, we give away $1,000 scholarships to high school and college students.
It takes a lot of people to manage the day-to-day operations of your credit union. We also have computers that store and protect all our members’ information, including yours. These computers keep track of all the different transactions that take place each day and make sure everyone’s money is in the right place.