Support Topics
Savings
Popular Questions
-
uTransfer is an online tool members can use to transfer money from one institution to another. It is a member-initiated transfer, unlike Online Bill Pay. The member has to set up a withdrawal from another financial institution to deposit into their Unitus account or schedule a withdrawal from their Unitus account to go to another financial institution.
uTransfer is a free service provided to each and every member of Unitus Community Credit Union.
-
Once you log into your account, hover over “Add Account” in the top menu bar, then click on “Go Savings”. The prompts will allow you to deposit funds into your new Go Savings account.
-
No. The first $2,499.99 earns the rate in the first tier, the next $2,500-$4,999.99 earns the rate in the second tier, and so on. When interest is paid to the account, the total interest amount is a combination of the amount earned in each tier. Example! If your balance is $25,000, it earns interest like this: $2,499.99 earns 1.98%, the next $2,499.99 earns 0.75% and the remaining $20,000.02 earns 0.25%.
-
Yes. We will change them as the market changes.
-
This savings is available to Consumer, Business, IRA, and Trust accounts only. ESA and HSA accounts do not qualify.
-
No. It is limited to one Go Savings account per Unitus membership.
-
Yes, it is. The same as our other savings products.
-
Any services you can add to a Prime Share or Special Savings can be added to Go Savings: ACH, Share-to-Share transfers, uOnline access, etc.
-
Yes! Your ATM or debit card will allow you to withdraw, deposit or transfer at a Unitus ATM. Just follow the prompts for a savings account.
-
Yes! Open your account in any branch, or online, whichever is easiest for you.
-
-
We want to help you save – for a new home, a car, retirement. Paying a great rate for a starting balance helps you get started easily. Even if you already have a solid savings plan in place, you will benefit! This stepping stone method of paying interest really works. Plus, this account offers the liquidity of a savings product. If you’re saving for a new home, but an emergency comes up, you can still access the funds and receive a great rate. Remember, there are no penalties for withdrawal.
-
Yes, you can bring all of your coins into select Unitus branches with a coin machine. Branches that do not have coin machines include: N. Williams, Multnomah Village, and Westmoreland. We have machines that count your coins and then give you a receipt telling you exactly how much all of your coins are worth. Just take that receipt to a friendly Member Advocate and they’ll deposit your money right into your uSavers account! Pretty cool don’t you think?
-
Contact Unitus for forms (please designate the type of IRA, such as a ROTH, Traditional, Coverdell Education Savings or SEP IRA) to be faxed or mailed. You can fax or mail the completed forms back to Unitus. You can also set up direct deposit so that a portion of your deposit goes directly into your IRA. Payroll must be set up on your regular account number and Unitus must have your completed contribution forms prior to setting this up. If you want to change the amount being deposited to your IRA, new forms must be completed. Please note that IRA contributions cannot be retroactive.
-
It’s an incentive to save; a tool to help you achieve your savings goal faster.
-
When transferring to another Unitus account and funds are not available to complete the transfer, no transaction will take place and you’ll receive a notification indicating that you do not have sufficient funds in the source account.
When transferring to another financial institution and funds are not available at the time the external transfer is initiated, no transaction will take place and in the history tab you’ll see an ‘NSF’ (Non-Sufficient Funds) notification rather than the ‘Paid’ notification.
If transferring funds from another financial institution and funds are not available to complete the transfer at the time Unitus attempts to access the funds, the other institution may charge you a fee. Please check with the other financial institution for details.
-
Our Federal Tax ID number is 93-0243503.
-
To add or remove a joint owner on your account, you will need to complete a Membership Application with the updated information. Please call or email us to receive a membership application.
When adding a joint owner to your account, you will also need to have them sign the application and provide proof of ID. Be sure to make a copy of the front and back of your ID!
Then simply mail or fax the application back to us at Unitus Community Credit Union, PO Box 1937, Portland, Oregon 97207-1937 or fax us at (503) 423-8345.
-
Contact Unitus for forms to be faxed or mailed to you. Once completed, you can fax or mail back the form to us. If you live in Oregon, a State Tax Withholding form will be sent in addition to the forms. If you do not live in Oregon, we will not withhold state tax from your withdrawal. The standard Federal Tax amount that is withheld is 10% of the withdrawal (or more if desired).
-
A Credit Union is a place where people with common interests, like where they live or work, come together to save and borrow their money.Credit Unions provide many of the same services that banks do, but there are a few things that make us different:
- We are “not for profit”. This simply means we’re not in business just to make money
- Money that we do make is returned to you in the form of better rates and services
- We’re owned by you—the member
- As much as possible, the money we make is spent and put back into the local community where you live
-
If you suspect fraud on your account, immediately contact Unitus. If the suspected fraud involves your VISA check or credit card, you may block the card at any time by calling (800) 452-0900 or (503) 227-5571 and following the prompts for reporting a lost or stolen card. For follow-up purposes, you can call Unitus during regular business hours to complete the report.
-
Contact Us
Contact us by phone
Main Phone Number
Monday–Friday: 7:30 a.m. to 6:00 p.m.
Saturday: 7:30 a.m. to 4:00 p.m.
Contact us by email
Please note that when you’re sending us an email, do not include personal information such as your account number or social security number.
English 
Español de México