Small Business Loans
Unitus offers an array of loans to fortify your small business and help it thrive. Available to businesses that have been established for at least two years, our loans are designed to flexibly support your business’s financial needs.
Commercial Real Estate Loans
Enjoy versatile loan options with competitive financing.
Vehicle Loans
Easily finance the vehicles you need for day-to-day business.
Equipment and Machinery Loans and Leasing
Upgrade your office or manufacturing equipment at a great rate.
Business Lines of Credit
Borrow as much as you need, when you need it.
Get Started with a Small Business Loan
Commercial Real Estate Loans
We understand your real estate needs are unique. That’s why we offer flexible Commercial Real Estate Loans with competitive financing.
Some of the features of a Unitus Commercial Real Estate Loan are:
- Options for the refinance or purchase of commercial properties
- Eligible property types include office, retail, multi-family, light industrial, and mixed-use
- No pre-payment penalty
- Up to 75% LTV (loan-to-value ratio)
- Maturities up to 10 years
- Amortization up to 25 years
- Competitive rates (contact us for information)
Get in touch with us to inquire about a Commercial Real Estate Loan
Vehicle Loans
Whether you need a car or truck for business transportation or a specialized vehicle, our loans will help you get the right vehicle at a great value.
Business Vehicle Loan
- Up to 100% financing
- Same rates as consumer auto loans
- Terms up to 72 months
- Available for model years back to 2012
Specialized Business Vehicle Loan (Commercial-type vehicles)
- Up to 80% financing
- Rates 1% above consumer auto loans
- Terms up to 72 months
- Available for model years back to 2012
Get in touch with us to inquire about a Business Vehicle Loan
Equipment and Machinery Loans
Our equipment and machinery loans help you finance the valuable assets you need for day-to-day business. Whether office or manufacturing equipment, our competitive term loans will work for you.
A Unitus Business Equipment and Machinery Loan features:
- Up to 75% LTV (loan-to-value ratio)
- Terms up to 60 months
- Competitive fixed rate
Get in touch with us to inquire about a Business Equipment Loan
Business Equipment Leasing
Unitus is dedicated to helping small businesses and startups in our community. Our leasing program can help you get the tools and equipment you need to build and grow your business. Reduce the risk of owning obsolete equipment, and manage your cash flow with low monthly payments.
Unitus Equipment Leasing offers:
- Up to 100% financing, including soft costs such as installation, freight and training
- Low or no down payment
- Flexible lease terms and fixed payments
- Possible business tax advantages*
- No blanket lien—only the new or used equipment is used as collateral
Apply Online today, or email us with any questions.
Business Lines of Credit
We’re here to help you manage your cash flow with an easy source of short-term funds. Our Unitus Business Line of Credit lets you borrow as much as you need, precisely when you need it.
A Unitus Business Line of Credit features:
- 24/7 access via uOnline
- Borrow up to $49,000
- 1 year term; Maturities up to 12 months (Renewable annually)
- Competitive variable rate
Get in touch with us to inquire about a Business Line of Credit
You Deserve All the Credit
Want a business credit card with big rewards? Look no further than the Unitus Business Platinum Rewards Visa Card.
Paycheck Protection Program (PPP) Updates
To start the process, check your PPP loan documents for your lender name and contact information. Most members received PPP funding from Spokane Teachers Credit Union or were matched by Lendio with the following lenders:
Additional information on PPP Forgiveness is available through Lendio and the U.S. Small Business Administration.