Prepare Your Business for Any Kind of Weather
Un plan de ahorro inteligente ayuda a proteger su empresa frente a la incertidumbre al tiempo que obtiene tipos de interés competitivos. Unitus ofrece una gama de opciones de ahorro flexibles para su empresa.
Ahorro en acciones preferentes para empresas
Our most basic savings account, opened when you start a business relationship with Unitus.
Cuentas del mercado monetario
The greater your balance, the higher your interest rate—and you have easy access to your money.
Certificados de depósito (CD)
Great if you don’t need immediate access to your money, CDs earn more interest than a regular savings account.
Cuentas individuales de jubilación SEP (IRA)
An innovative retirement option for small businesses and the self-employed.
Cuentas de ahorro sanitario
El complemento perfecto para el plan de salud asequible con franquicia elevada de su empresa.
Ahorro empresarial
Unitus Business Savings accounts offer competitive rates, and you can depend on our personalized service and care. With zero maintenance fees and 24/7 access via online banking, this is a seamless saving option for your business.
Ready to open a Business Savings account?
Envíenos un correo electrónico stop by your local branch, or call us at 503-227-5571 o
1-800-452-0900.
Cuenta de ahorro empresarial básica
Más información y solicitudes
Niveles |
Interés |
APY |
---|---|---|
$0 - $24,999.99 | 0.01% | 0.01% |
$25.000 o más | 0.01% | 0.01% |
*APY = Rentabilidad Anual Equivalente. Divulgaciones (PDF) |
Ahorro en acciones preferentes para empresas
This is our most basic savings account, which you automatically open when you become a Unitus member. Your one-time $10 membership fee and $5 opening deposit represents your prime ownership “share” in Unitus.
Ahorro Prime Share: Personal, Cuenta de Ahorro Sanitaria e IRA
Abrir una cuenta
Niveles |
Dividendos |
APY |
---|---|---|
$5 - $24,999.99 | 0.05% | 0.05% |
$25.000 o más | 0.10% | 0.10% |
*APY = Rentabilidad Anual Equivalente. Divulgaciones (PDF) |
Cuentas del mercado monetario
A Business Money Market account is the best way to earn interest while keeping your funds flexible. Earn higher interest rates for higher balances, and get easy access to your funds online, by phone or in person.

Some of the benefits of a Unitus Business Money Market account are:
- Tarifas competitivas
- No limit on withdrawals you make in person. Withdrawals can also be made online and by phone (restrictions apply*)
- Sin comisiones si el saldo mínimo diario es de al menos $10.000; en caso contrario, $5 al mes.
- Sin límite de depósitos
- Federally insured up to at least $250,000
Ready to open a Money Market account?
Envíenos un correo electrónico, stop by your local branch, or call us at 503-227-5571 o
1-800-452-0900.
Cuenta del mercado monetario (personal)
Abrir una cuenta
Nivel |
Interés |
APY |
---|---|---|
$0 - $9,999.99 | 0.25% | 0.25% |
$10.000 - $24.999,99 | 0.50% | 0.50% |
$25.000 - $49.999,99 | 0.75% | 0.75% |
$50.000 - $99.999,99 | 1.00% | 1.00% |
$100.000 - $249.999,99 | 1.49% | 1.50% |
$250,000 - $499,999.99 | 1.98% | 2.00% |
$500,000 - $999,999.99 | 2.47% | 2.50% |
$1,000,000 - $2,499,999.99 | 2.96% | 3.00% |
$2.500.000 o más | 3.44% | 3.50% |
*APY = Rentabilidad Anual Equivalente. Divulgaciones (PDF) |
CD
Business Certificates of Deposit (CDs) offer a safe haven for your money, earn more interest than a regular savings account, and are optimal if you don’t need immediate access to your funds. Our CDs can be opened, closed, and renewed online or over the phone, making them one of the simplest ways to save.

With a Unitus CD, you’ll enjoy:
- Devengo inmediato de intereses
- Monthly compounding interest
- Interest earned penalty-free
- Tarifas competitivas
- Plazos de seis meses a cinco años
- No set-up or administration fees
- Federally insured up to $250,000
Ready to open a CD?
Envíenos un correo electrónico, stop by your local branch, or call us at 503-227-5571 o
1-800-452-0900.
Certificados de depósito (CD)
Abrir un CD directamente en la banca electrónica
Saldo |
Términos |
Interés |
APY |
---|---|---|---|
$500-$19,999.99 | 6 - 60 meses | 1.69%-2.18% | 1.70%-2.20% |
$20,000-$49,999.99 | 6 - 60 meses | 1.69%-2.18% | 1.70%-2.20% |
$50.000 o más | 6 - 60 meses | 1.69%-2.18% | 1.70%-2.20% |
CD especial 10 meses | 10 meses | 5.03% | 5.15% |
CD especial 20 meses | 20 meses | 5.03% | 5.15% |
*APY = TASA ANUAL EQUIVALENTE. CD Especial: Tipos vigentes a partir del 1 de octubre de 2023. El APY ofrecido puede cambiar en cualquier momento. Depósito mínimo de apertura de $500. Puede aplicarse una penalización por retiro anticipado. Las comisiones pueden reducir las ganancias de la cuenta. 5,15% APY basado en un tipo de interés de 5,03%. Cualquier CD puede utilizarse para una cuenta IRA. Divulgaciones (PDF) |
SEP IRAs**
A Simplified Employee Pension (SEP) account is a variation of our IRA, and it’s a clever option for local businesses to support their employees. They’re very easy to set up and maintain. Whether you’re self-employed without employees or are managing numerous employees, all employees receive the same benefits under a SEP plan. SEP accounts are treated as IRAs, so funds can be invested the same way as an IRA.

A Unitus SEP IRA allows self-employed business owners to:
- Realizar aportaciones con límites superiores a los de una cuenta IRA
- Obtenga ganancias con impuestos diferidos hasta los 70½ años, cuando todos los retiros están sujetos a impuestos.
- Contribuciones deducibles de impuestos
- Reducir la cuota del impuesto sobre la renta del año en curso
Would you like to add a SEP IRA plan to your employee benefits package?
Envíenos un correo electrónico, or call us at 503-227-5571 o 1-800-452-0900.
Health Savings Accounts**
If your small to medium-sized business offers a High Deductible Health Plan (HDHP), then our Health Savings Account (HSA) is the perfect complement. The money you and your employees contribute to their HSA can be used tax-free for qualifying medical expenses not covered by your HDHP, including the deductible. It also helps your employees save for future medical expenses not covered by Medicaid after retirement.

Some of the benefits of a Unitus HSA are:
- Highly competitive rates
- An HSA debit card makes it simple to use
- Los fondos de la HSA no caducan; crecen libres de impuestos a través de los dividendos, como una cuenta IRA.
- Las deducciones automáticas en nómina pueden ayudarle a financiar su HSA
Ready to open an HSA?
Envíenos un correo electrónico, stop by your local branch, or call us at 503-227-5571 o
1-800-452-0900.
Cuenta de ahorro sanitaria
Póngase en contacto con nosotros para abrir su cuenta.
Niveles |
Interés |
APY |
---|---|---|
$0 - $2,499.99 | 0.05% | 0.05% |
$2,500 - $24,999.99 | 0.05% | 0.05% |
$25,000 - $49,999.99 | 0.10% | 0.10% |
$50.000 o más | 0.10% | 0.10% |
*APY = Rentabilidad Anual Equivalente. Divulgaciones (PDF) |
Questions about our business savings accounts?
We’re here to help. Call us at 503-227-5571 o 1-800-452-0900 o envíenos un correo electrónico.