Powered by Purpose: How Unitus Members Are Embracing Electric Vehicles

(4 Minute Read) — As part of our Compromisos de responsabilidad social, Unitus is investing in a cleaner, more sustainable future by supporting members who choose electric and hybrid vehicles. Through our Green Auto Loans, members are finding new ways to save money, reduce their carbon footprint, and drive with purpose. 

A Future Behind the Wheel 

For Unitus member, Miguel, switching to an electric vehicle (EV) has been both exciting and rewarding.  

“What I love most about driving my EV is the instant torque and smooth, quiet ride, it feels like the future every time I get behind the wheel. Plus, skipping the gas station and saving money while helping the environment? That’s a win all around,” he said. “Unitus made the whole process easy and stress-free. I really appreciate that they support green choices with great rates and a loan designed specifically for EVs, it shows they care about both their members and the planet.” 

Gary echoed that sense of transformation after purchasing his Ford F-150 Lightning, with a Unitus Green Auto Loan.  

“Driving my truck has been a game changer. It’s quiet, fast, and incredibly comfortable, everything I want in a truck, with none of the noise or pollution. One of the best parts? I don’t even look at gas prices anymore,” he said. With solar panels already in the works at home, Gary added, “The future is electric, and for me, there’s no going back.” 

The impact was both financial and environmental for Amanda. “Less gasoline consumption means less pollution in the air and more money left in my pocket,” she explained. “I really appreciate my Unitus EV Loan, they made it easy to transfer my original loan over so I could take advantage of the lowest rate available. Nobody could beat Unitus’ offer!”

Incentives Shifting in 2025 

While members like Miguel, Gary, and Amanda are already experiencing the benefits of driving electric, the broader landscape of EV incentives is changing, and the timing matters. 

At the federal level, tax credits of up to $7,500 for new EVs and $4,000 for used EVs will end on September 30, 2025. After that date, those credits will no longer be available. Beginning in 2025, a new federal deduction will allow qualifying buyers to write off up to $10,000 annually in car loan interest on U.S.-assembled EVs, but the opportunity to combine multiple programs will be gone. 

In Oregon, the Standard EV Rebate will pause on September 9, 2025, once the program’s funding runs out. However, the state’s Charge Ahead Rebate will remain in place to help make EVs more accessible for households with moderate and lower incomes. Depending on eligibility, this program provides up to $7,500 for new EV purchases or leases and up to $5,000 for used EVs. Households qualify if their income is at or below 400% of the federal poverty guidelines. In 2025, that means an annual income of: 

• $62,600 or less for a single-person household, or  

• $128,600 or less for a family of four. 

Applicants have six months from the date of purchase to apply. 

In Washington, EV drivers no longer have access to state-level rebates. The state’s sales tax exemption and EV instant rebate programs expired earlier in 2025, and no new funding has been announced at this time. 

For members considering an EV, these shifts mean the window to maximize savings is closing quickly. 

Driving Change Together 

By financing with Unitus, members are not just buying cars, they are helping create a greener future. Our Green Auto Loans are designed to make sustainable transportation accessible and affordable, even as national and state incentives begin to phase out. Now is the time to act. Explore Unitus Auto Loans. 

Together, we are proving that sustainable choices and smart financial solutions go hand in hand. Every EV loan we make is another step forward on the road to a cleaner tomorrow. Click here to learn more about our Green Auto Loans and our other Social Responsibility Commitments.