Deposit Rates

Click here to see our Consumer Savings Rate Sheet.


Rates effective as of April 24th, 2014

CD Deposit Rates

Tier Term Dividend Rate APY*
$500 - $19,999.99 6 months 0.10% 0.10%
12 months 0.15% 0.15%
18 months 0.20% 0.20%
24 months 0.35% 0.35%
36 months 0.50% 0.50%
48 months 0.60% 0.60%
60 months & Optima** 0.80% 0.80%
$20,000 - $49,999.99 6 months 0.15% 0.15%
12 months 0.20% 0.20%
18 months 0.25% 0.25%
24 months 0.40% 0.40%
36 months 0.55% 0.55%
48 months 0.65% 0.65%
60 months & Optima** 0.85% 0.85%
$50,000 or more 6 months 0.20% 0.20%
12 months 0.25% 0.25%
18 months 0.30% 0.30%
24 months 0.45% 0.45%
36 months 0.60% 0.60%
48 months 0.70% 0.70%
60 months & Optima** 0.90% 0.90%


*APY = ANNUAL PERCENTAGE YIELD. Penalty for early withdrawal may apply. APY offered may change at any time. ** Optima Club, minimum balance $2,500. Fees could reduce earnings on account.


Read about obtaining additional insurance coverage on multiple accounts in NCUA's revised brochure, Your Insured Funds, available at the following website:
http://www.ncua.gov/Legal/GuidesEtc/GuidesManuals/NCUAYourInsuredFunds.pdf

IRA Deposit Rates

Tier Term Dividend Rate APY*
$500 - $19,999.99 6 months 0.10% 0.10%
12 months 0.15% 0.15%
18 months 0.20% 0.20%
24 months 0.35% 0.35%
36 months 0.50% 0.50%
48 months 0.60% 0.60%
60 months & Optima** 0.80% 0.80%
$20,000 - $49,999.99 6 months 0.15% 0.15%
12 months 0.20% 0.20%
18 months 0.25% 0.25%
24 months 0.40% 0.40%
36 months 0.55% 0.55%
48 months 0.65% 0.65%
60 months & Optima** 0.85% 0.85%
$50,000 or more 6 months 0.20% 0.20%
12 months 0.25% 0.25%
18 months 0.30% 0.30%
24 months 0.45% 0.45%
36 months 0.60% 0.60%
48 months 0.70% 0.70%
60 months & Optima** 0.90% 0.90%

*APY = ANNUAL PERCENTAGE YIELD. Penalty for early withdrawal may apply. APY offered may change at any time. ** Optima Club, minimum balance $2,500. Fees could reduce earnings on account. 

Read about obtaining additional insurance coverage on multiple accounts in NCUA's revised brochure, Your Insured Funds, available at the following website:
http://www.ncua.gov/Legal/GuidesEtc/GuidesManuals/NCUAYourInsuredFunds.pdf

Personal Money Market

Tier Dividend Rate APY*
$0 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 or more 0.15% 0.15%

*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. Fees could reduce earnings on account.


Business Money Market

Tier Dividend Rate APY*
$0 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 or more 0.15% 0.15%

*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. Fees could reduce earnings on account.


Prime Share: Personal, Business, Health Savings Account and IRA

Tier Dividend Rate APY*
$5.00 - $24,999.99 0.05% 0.05%
$25,000 or more 0.10% 0.10%

*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. Fees could reduce earnings on account.


Special Savings and Transaction Account

Tier Dividend Rate APY*
$0 - $24,999.99 0.05% 0.05%
$25,000 or more 0.10% 0.10%

*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. Fees could reduce earnings on account.


Interest Checking, Optima Checking and Business Interest Checking

Tier Dividend Rate APY*
$0 - $24,999.99 0.05% 0.05%
$25,000 or more 0.10% 0.10%

*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. Fees could reduce earnings on account.


Health Savings Account (HSA) Checking

Tier Dividend Rate APY*
$0 - $2,499.99 0.75% 0.75%
$2,500 - $24,999.99 1.24% 1.25%
$25,000 - $49,999.99 1.98% 2.00%
$50,000 or more 2.47% 2.50%

*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. Fees could reduce earnings on account.


Unitus Checking

Tier Dividend Rate APY*
$0 - more 0.05% 0.05%

*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. Fees could reduce earnings on account.

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