Mortgage Rates

For additional rates and a customized quote, please visit our Home Loan Center.

Mortgage (Home Value Package)
Rates effective as of March 01st, 2015
Products Rates APR* Points
30 Year Fixed HVP 3.750% 3.845% 0
20 Year Fixed HVP 3.500% 3.630% 0
15 Year Fixed HVP 2.875% 3.034% 0
10 Year Fixed HVP 2.875% 3.107% 0
5/1 ARM HVP 2.750% 2.750% 0
7/1 ARM HVP 3.125% 2.918% 0
10/1 ARM HVP 3.875% 3.462% 0

*APR = Annual Percentage Rate. The payment amount for a 10-year fixed rate of $200,000 with an LTV of 75%, interest rate of 2.750% and an APR of 2.931% is $1,908.00 (includes principal and interest) for 120 months. The payment amount for a 15-year fixed rate of $200,000 with an LTV of 75%, interest rate of 2.875% and an APR of 3.039% is $1,369.00 (includes principal and interest) for 180 months. Payments do not include taxes or insurance premiums. The actual payment amount will be greater. Other terms are available. Rate and availability subject to creditworthiness, loan-to-value ratio, property value, and other considerations. Rates change daily and rates quoted are subject to change. Third party fees apply. We suggest visiting unitusmortgage.com and using our Loan Consultant for a more accurate rate quote. Other terms and conditions apply and rates are not considered locked until you have received and signed a formal lock agreement. Contact us for details.

ARM Loans: The monthly payment amount for a 5/1 adjustable rate, $200,000 loan amount, with an LTV of 75%, interest rate of 2.750% and an APR of 2.724% is $816.00 for 60 months and $1,058.42 for 300 months. The monthly payment amount for a 7/1 adjustable rate of $200,000 with an LTV of 75%, interest rate of 3.125% and an APR of 2.969% is $857.00 for 84 months and $1,104.00 for 276 months. The monthly payment amount for a 10/1 adjustable rate of $200,000 with an LTV of 75%, interest rate of 3.875% and an APR of 3.468% is $940.00 for 120 months and $1,199.00 for 240 months.

Leaving so soon?

By clicking on this link you'll be leaving Unitus Community Credit Union to visit one of our trusted partners. If this was done in error, please Click Here.

Otherwise, come back and visit anytime!

Go Back Continue

Go Ahead. Get Social.

By clicking on this link you’ll be leaving Unitus Community Credit Union to visit one of our trusted social media sites. Once this notification closes please click again on the link/site you were trying to access.

Thank you!

Go Back Continue