Unitus Platinum Rewards Visa

It’s Time to Be Rewarded!

The true beauty of our new Platinum Rewards Visa Card is in its solid financial value and innovative rewards program. And, unlike most other rewards cards, your Unitus Platinum Rewards card costs nothing to carry and is issued by Unitus, a local financial institution!

Platinum Rewards Visa
  • Overdraft Protection For Checking Account
  • Easy Online, Real-time Payments
  • Local Service
APPLY ONLINE TODAY!
  • Earn 1 Unitus Rewards Point for every $1 in purchases, excluding returns and cash advances
  • 25-day grace period on purchases*
  • Competitive interest rates
  • No annual fee, over limit fee, or "no activity" fee
  • No balance transfer fee. Transfer your higher rate cards today! 
  • No penalty rate for late payments
  • Late fee is only $20
  • Best of all - no hidden fees, gimmicks or teaser rates


Reward yourself for shopping at your favorite online merchants
Shop our online network of over 800 top national and regional merchants and you'll earn 5x points on all purchases made online using your Unitus Platinum Rewards card after selecting the links to the merchants through the Perks Points Mall. Many merchants offer exclusive discounts on top of the bonus points.

Important Things to Remember

  • Points expire after 3 years on a first in, first out basis.
  • The monthly point cap on Consumer credit cards is 10,000.
  • Redeem Points for cash back, airline tickets, brand name merchandise, cruises & hotel stays, experiences and more!
  • When redeeming points for travel, remember to log into Unitus Rewards to use the rewards travel agency along with a Unitus Rewards credit card.
  • Simply Login to uOnline to Check or Redeem Your Points. (Please note: You will not be able to view the Unitus rewards information unless you disable pop-up blocking in your browser.)
  • Point values are subject to change without notice.

Rewards Program Contact: 1-888-871-1681

The Platinum Rewards Visa Card also includes these cardholder benefits at no additional cost:

Qualifies for access to Your FICO® Score. Click for details!

Apply online, over the phone or by visiting one of our branches.

To check or redeem points at Unitus Rewards program headquarters, simply log into uOnline and hover over 'Services'. Then select 'Unitus Rewards.'

*A FINANCE CHARGE will be imposed on the portion of purchases included in the new balance that remains unpaid 25 days after the closing date. This "grace period" allows you to avoid a FINANCE CHARGE on purchases for a billing cycle.

Platinum Rewards Rates
APR 7.99% - 15.49%

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