Classic Cards with Solid Value

In addition to our Platinum Rewards Visa Card, we have other credit card options.

Classic Visa Card

Our Classic Visa card costs nothing to carry and offers competitive rates.

Secured Visa Card

The perfect tool to help build or rebuild your credit, and without fees.

Visa Gift Cards

The perfect gift, Visa Gift cards can be used anywhere Visa Debit is accepted.

Pre-Paid Visa Cards

Great for travel and for college students, these cards can be easily replaced if lost or stolen.

Paying with visa card

Classic Visa Card

If you aren’t eligible for our Unitus Platinum Rewards Visa, this credit card is a great option for you. With zero fees and good rates, it offers a solid financial value.

Apply online

paying with secured visa

Secured Visa Card

This Visa is secured by your Unitus savings account, with funds equal to 1.5 times your credit limit. Our Secured Visa is great for building or rebuilding your credit.

  • Unlike most secured credit cards, our Secured Visa Card costs nothing to carry
  • Competitive interest rates
  • 25-day grace period on purchases*
  • No annual fee, over limit fee, or “no activity” fee
  • No penalty rate for late payments
  • Our promise: no hidden fees, gimmicks, or teaser rates

Apply online

Competitive Rates

Classic and Secured Credit Cards

Credit Score

APR*

*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Rates effective as of December 1, 2015. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) »

740+

10.49%

739-700

12.99%

699-660

13.49%

659-610

14.49%

609-560

15.99%

559 or below

17.99%

View full rate details 

Pre-Paid Visa Card

Great for travel or for college students, the Unitus Visa Pre-Paid card is convenient, safer than carrying cash, and can be used anywhere Visa debit is accepted, including online. The card can be replaced if lost or stolen and costs just $5.00 to purchase. The card can be reloaded online for free, or at a branch for $1.25.

Ask about Pre-Paid Visa Cards the next time you stop by your local branch.

Visa Gift Card

It can be difficult finding the right gift for family and friends. Why not get them exactly what they want with a Unitus Visa Gift card? It’s convenient, safer than carrying cash, and can be used anywhere Visa debit is accepted, including online. And if the card is lost or stolen, it can be replaced.

The gift card only costs $5.00 to purchase. Ask about Unitus Visa Gift cards the next time you stop by your local branch.

Free Seminar: Understanding Your Credit

These days, managing your credit really pays off. Attend our free seminar to learn how to improve your credit score and build your credit wisely.

Learn more and sign up

seminar

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