Your FICO® Score

Free FICO® Score Access for Members


As a valued Unitus member, you can gain access to your FICO® Score from Equifax in uOnline:

  • No added cost*; just another benefit of membership
  • Scores are updated monthly (see up to six months of history)
  • Easily purchase other Equifax products directly from uOnline

You are eligible for this service if you maintain the following accounts/services at Unitus:

  • Unitus Checking Account; AND
  • eStatements; AND
  • Credit Card, Vehicle Loan, Personal Loan, Equity Line Plus, or Mortgage Loan

To add one or more of the above products or services to your account, please login to uOnline above or call us at 503-227-5571 or 1-800-452-0900. Once eligible, simply click on the ‘Your FICO® Score’ link in uOnline and then read and agree to the Opt-In terms and conditions.

FICO® Scores are available for the primary account holder only and are only available on consumer accounts. Business accounts and accounts held in a trust do not qualify for the Program.

*Your FICO® Score from Equifax is provided at no additional cost to you based on account eligibility. When Unitus requests your FICO® Score, a soft-inquiry will be posted on your credit file; the inquiry does not impact your FICO® Score. Obtaining a FICO® Score on a different date, from a different consumer reporting agency, or using a different scoring model might result in a different score. Additionally, the Program Information provided to you does not constitute a credit score disclosure that you are entitled to request from the nationwide consumer reporting agencies for a fee pursuant to Section 609(f) of the Fair Credit Reporting Act. Once eligible, you must continue to meet Unitus’ eligibility requirements in order to access your FICO® Score in uOnline. You have the right to withdraw or “opt-out” of the program at any time by simply contacting Unitus at 503-227-5571 or 1-800-452-0900. Equifax is a registered trademark of Equifax Inc. FICO® is a registered trademark of Fair Isaac

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