Retirement Savings Tools & Retirement Planning
When it comes to retirement planning, whoever said that "half the fun is getting there" must have been a Unitus member. After all, we offer some of the best retirement savings tools around.
And once that "getting there" is finally achieved, we have RV loans, vacation home loans and more - all ready when you are.
Age 50 or better? You're invited to join Unitus' Optima Club!
- An Interest checking account with Online Bill Pay. (Qualifies for access to Your FICO® Score. Click for details!)
- A 60-month CD* that allows withdrawal or transfers up to 20% of the original principal on the anniversary of the certificate.
Don't delay. Start enjoying the wisdom your age has afforded you today. Apply Today!
Individual Retirement Accounts (IRAs)
From Traditional and Roth IRAs to Education IRAs, every cent you put into your Unitus IRA can help you achieve your retirement and savings dreams. Plus, no matter what happens, your money is federally insured up to $250,000 by the NCUA.
Certificates of Deposit (CDs)
When risking it all just isn't your cup of tea, CDs from Unitus are great long-term investments that look smart in any portfolio.
Nobody carries cash anymore. And with all the Unitus Credit Card options, it's no wonder why. Protect your purchases both online and in real life with a Unitus VISA® Card. And rest-assured that no matter where your retirement takes you, your Unitus Visa will work flawlessly.
Money Market Accounts
Planning ahead has never been easier. Make deposits to your Unitus Money Market account and enjoy competitive rates and simple withdrawals.
Recreational Vehicle Loans
Bring the luxuries of home to the open road. Today's RVs come in all sizes and many offer full-size beds, full-size kitchens and more. Unitus can help you pay for it all with a special Recreation Vehicle Loan.
Vacation Home Loans
You've been going to the same vacation spot for years. This year, buy your own vacation home with a Unitus Home Loan and save the hassle of waiting for an opening in the rental vacancy.
As a member of Unitus Community Credit Union, you have access to a wide variety of retirement savings tools, products and services that can save you money and time, regardless of your life situation.
MEMBERS Financial Services**
In addition to the traditional savings and loan products, we also offer personal financial management services through a partnership with MEMBERS Financial Services. The MEMBERS Financial Services program is designed exclusively for credit union members.
You will find these services complement and build on the traditional services offered at Unitus. The services offered through MEMBERS Financial Services include:
|Money Management||Investment Planning|
Our advisors can help you create a personal, financial road map that works toward achieving your monetary objectives. There's no better time to start planning your financial future. For more information please contact one of our MEMBERS Financial Services advisors. There is no cost or obligation for the services provided. Check the background of this investment professional on FINRA's BrokerCheck.
- John is located at our Mall 205 Branch and is also available to meet with members at the following branch locations: Clackamas, Mill Plain Crossing, and Salem.
- Todd is located at our Peterkort Branch and is also available to meet with members at the following branch locations: Beaverton, Tanasbourne and Unitus Plaza.
*Requires $2,500 minimum balance to open Optima CD.
**Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.
***Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including information about estate planning, please consult your attorney.