Financial Answers at Your Fingertips!

BALANCE is a 100% free service offered to Unitus members, giving you access to in-depth financial counseling. Learn how to reduce your debt, create a savings plan, buy a home, finance a child's education, or simply ask questions about your credit report.

Additionally, if paying your bills on time is a concern, your counselor may be able to arrange a Debt Management Plan. From simple budgeting to larger debt problems, Unitus and BALANCE are here to help.

BALANCE counselors are trained experts on the following topics:

  • Credit Report Review
  • Money Management Counseling
  • Housing Counseling
  • Debt Management
  • Identity Theft Solutions

Additionally, BALANCE offers the following online educational programs at no cost to you:

BalanceTrack (includes Money Management & Credit Matters)InBalance (checking account management education)

Money Management

You can save money and reach your financial goals – all it takes is a money management plan.

Credit Matters

Using credit wisely will help you achieve your goals while avoiding financial pitfalls.

To talk with BALANCE, simply call 1-888-456-2227 during these hours:

Monday – Thursday 5:00 a.m. to 8:00 p.m. PST

Friday 5:00 a.m. to 5:00 p.m. PST

Saturday 8:00 a.m. to 5:00 p.m. PST

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