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Whether you’re looking for a Visa® card with great rewards or help with building your credit, we’ve got low interest credit card options for you.
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Find the Credit Card That’s Just Right For You

Unitus Platinum Rewards Visa

A low interest, zero-fee card with big rewards.

Classic Visa

A traditional credit card without fees.

Secured Visa

Perfect for building or rebuilding your credit.

Earn 2X rewards points on all fuel, grocery, and home improvement store purchases!

From September 1 – October 31, all Visa rewards cardholders will receive DOUBLE POINTS on fuel, grocery, and home improvement store purchases using their Unitus rewards card. At a time of great uncertainty, let us provide you peace of mind with double points every time you fill up the tank – whether it’s for a socially distanced getaway to the woods or to get started on that big home improvement project, both of which probably require snacks from a grocery store. Click here for more details!

Compare Credit Cards

  • Best if you want:

     

    Best if you want:

     

  • Annual Fee:

    Annual Fee:

  • Annual Percentage Rate:

    Annual Percentage Rate:

  • Visa® Benefits: Zero Liability Fraud, Auto Rental Insurance, and more:

    Visa® Benefits: Zero Liability Fraud, Auto Rental Insurance, and more:

  • Qualifies for FICO® Score Access:

    Qualifies for FICO® Score Access:

  • Visa Checkout

    Visa Checkout

  • Earns Rewards:

    Earns Rewards:

  • Card details:

    Card details:

Unitus Platinum Rewards Visa

  • Best if you want:

     

    A rewards credit card that earns points on purchases

  • Annual Fee:

    No annual fee

  • Annual Percentage Rate:

    7.99%-15.49%

  • Visa® Benefits: Zero Liability Fraud, Auto Rental Insurance, and more:

    Yes

  • Qualifies for FICO® Score Access:

    Yes

  • Visa Checkout

    Yes

  • Earns Rewards:

    Yes

  • Card details:

    See Details

  • Apply Online

Classic Visa

  • Best if you want:

     

    A traditional credit card that delivers a solid financial value

  • Annual Fee:

    No annual fee

  • Annual Percentage Rate:

    9.99%-17.49%

  • Visa® Benefits: Zero Liability Fraud, Auto Rental Insurance, and more:

    Yes

  • Qualifies for FICO® Score Access:

    Yes

  • Visa Checkout

    Yes

  • Earns Rewards:

    No

  • Card details:

    See Details

  • Apply Online

Secured Visa

  • Best if you want:

     

    A secured credit card to help build or rebuild your credit

  • Annual Fee:

    No annual fee

  • Annual Percentage Rate:

    9.99%-17.49%

  • Visa® Benefits: Zero Liability Fraud, Auto Rental Insurance, and more:

    Yes

  • Qualifies for FICO® Score Access:

    Yes

  • Visa Checkout

    Yes

  • Earns Rewards:

    No

  • Card details:

    See Details

  • Apply Online

Additional Cardholder Benefits**

Have Questions?

Visit our support center topic on credit cards

Free Seminar: Understanding Your Credit

These days, managing your credit really pays off. Attend our free seminar to learn how to improve your credit score and build your credit wisely.

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Dealing with Debt or Low Credit Scores?

Not yet sure about choosing the right credit card for you? Visit the Unitus Pathfinder, where you’ll find guides for managing finances!

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Disclosures

*A FINANCE CHARGE will be imposed on the portion of purchases included in the new balance that remains unpaid 25 days after the closing date. This “grace period” allows you to avoid a FINANCE CHARGE on purchases for a billing.

**Additional benefits available only for Unitus Credit Cards, not Pre-Paid Visa or Visa Gift Cards.

***All fuel, grocery, and home improvement store purchases which are authorized and made between 9/1/20 and 10/31/20 will earn 2X rewards. Points will post within 30 days of promotion end date. All credit cards issued by Unitus Community Credit Union that earn Unitus Rewards points are eligible to earn Double Rewards Points for this promotion. Qualifying merchant category codes include: Fuel (5172, 5511, 5541, 5542, 5599, 5983), Groceries (5411,5422, 5441, 5451, 5462, 5499), Home Improvement (5072, 5198, 5200, 5211, 5231, 5251, 5261, 5713). Purchases made at a merchant that does not process transactions under these codes will not qualify (may include discount stores). Your card account must be open and in good standing to earn Rewards. Rates, terms, and conditions subject to change without notice. Gift cards are not sponsors or co-sponsors of this program.

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