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Business Checking

Easy business banking, backed by Unitus know-how and support. Discover the Unitus difference for all of your business needs.

Checking That Lets You Get Down to Business

Let us be your trusted financial partner as you build and grow your business. Depending on the size of your organization, we offer two different checking account options:

  • Best if you:

    Best if you:

  • Min to open:

    Min to open:

  • Earns interest:

    Earns interest:

  • Minimum Balance to Avoid Monthly Service Fee:

    Minimum Balance to Avoid Monthly Service Fee:

  • Monthly Service Fee:

    Monthly Service Fee:

  • Checks Paid:

    Checks Paid:

  • Check Deposited:

    Check Deposited:

  • Online Banking:

    Online Banking:

  • Extras:

    Extras:

  • Debit Card:

    Debit Card:

  • Mobile Banking:

    Mobile Banking:

Business Basic Checking
  • Best if you:

    If you maintain smaller balances and/or perform a small amount of transactions each month.

  • Min to open:

    $100

  • Earns interest:

    No

  • Minimum Balance to Avoid Monthly Service Fee:

    None

  • Monthly Service Fee:

    $0

  • Checks Paid:

    $0.15 per check (first 75 free)

  • Check Deposited:

    $0.15 per check (first 75 free)

  • Online Banking:

    Free

  • Extras:

    Online Bill Pay, eStatements, Overdraft Protection, Merchant Services.

  • Debit Card:

    Yes

  • Mobile Banking:

    Yes

  • Stop by your nearest branch

    or

    Call us at 1-800-452-0900 or 503-227-5571

Business Interest Checking
  • Best if you:

    If you maintain larger balances and/or perform a lot of transactions each month.

  • Min to open:

    $100

  • Earns interest:

    Yes

  • Minimum Balance to Avoid Monthly Service Fee:

    $3,000 daily minimum balance

  • Monthly Service Fee:

    $10

  • Checks Paid:

    $0.15 per check (first 150 free)

  • Check Deposited:

    $0.15 per check (first 150 free)

  • Online Banking:

    Free

  • Extras:

    Online Bill Pay, eStatements, Overdraft Protection, Merchant Services.

  • Debit Card:

    Yes

  • Mobile Banking:

    Yes

  • Stop by your nearest branch

    or

    Call us at 1-800-452-0900 or 503-227-5571

Requirements for Opening a Business Checking Account

When you come in to open your business checking account, please be prepared with the following:

  1. Employer Identification Number (EIN)
  2. Business organizational filing documents.
  3. All principals and authorized signers at the account opening, so that Unitus may verify signatures.
  4. For each account owner and signer:
    1. Primary form of ID, usually a valid driver’s license with a current address. If address is not current, bring a document such as a utility bill showing your current address.
    2. Secondary form of ID, usually a debit or credit card from another financial institution.
  5. A business membership opening deposit of $115. ($5 for the business prime share, a $10 one-time membership fee, and $100 to open your business checking account.)
  6. If a tax-exempt organization, a copy of the IRS 501(c) (3) approval letter.

Save money and support local businesses

Overdraft Protection

Unitus offers free overdraft protection transfers from your savings and money market accounts. We also offer overdraft transfers from your Unitus Visa Card and KWIK Personal Line of Credit for a small fee.

Additionally, we offer Check Protect, an opt-in courtesy overdraft program that pays checks and debits (except ATM withdrawals) that would overdraw a checking account, up to the account’s Check Protect limit. This is a fee-based service.

See checking support for more details.

You Deserve All the Credit

Want a business credit card with zero fees and big rewards? Look no further than the Unitus Business Platinum Rewards Visa Card.

Reward Yourself

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