Consolidate Your Student Loans with Unitus

Now that you've graduated, it's time to get off on the right financial foot. Regardless of where you originally got your loan, you may be able to save money by consolidating your loans with a Fixed Rate Consolidation Loan at Unitus.

A Consolidation Loan can benefit you in three important ways:

  1. Lock into a Low Fixed Rate
    • Most student loans have a variable interest rate, but by consolidating your student loans with Unitus, you can lock them into a low fixed rate for the life of the loan. Even when interest rates go up, you'll pay the same low rate you lock into at Unitus.

  2. Lower Your Monthly Payments
    • If you have more than one student loan, you can probably reduce your monthly payments by consolidating your loans.

  3. Choose from Three Flexible Repayment Plans
    • Level Payment Plan - This option provides equal monthly payments over the maximum repayment period allowed.
    • Graduated Income Sensitive Payment Plan B - This option allows for interest-only payments for the first one-third of the repayment period. The remaining two-thirds of the repayment period, you pay level monthly payments.
    • Graduated Income Sensitive Payment Plan C - This option allows for interest-only payments for the first quarter of the repayment period. The second quarter, you pay level monthly payments on the balance, which are calculated using the original maximum repayment period allowed. For the last half of the repayment period, you pay level monthly payments, which are recalculated using the remainder of the original maximum repayment period allowed.

Want More Information?
A variety of tools for calculating the cost of your loan and examining the potential benefits of loan consolidation are available at www.mygreatlakes.com. Great Lakes is a trusted partner of Unitus Community Credit Union—they guarantee and service all of our student loans.

Apply for a Consolidation Loan Today
Complete and print the Consolidation Loan Application and Promissory Note.

Return the Consolidation Application with your signature to the address below.

    Great Lakes Higher Education Loan Services, Inc.
    PO Box 8956
    Madison, WI 53708-8956

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