No Fee Home Equity Loans and Lines**
Want to buy a new car, pay off debt or go on vacation?

At Unitus, there are as many equity loan options available as there are ways to spend it. Use the equity in your home to help you purchase almost anything. Of course, we recommend that when you're ready for an equity loan or line of credit, you borrow wisely. That's why we also recommend a Unitus equity loan or line of credit.

Why waste money on high fees or interest rates or go to another financial institution where flexible terms aren't an option? Unitus also offers easy online or over-the-phone applications and fast processing.

The choice is obvious!

Interest-Only Home Equity Line of Credit
With Unitus' interest-only home equity line of credit, you get quick and easy access to the equity in your home. Make interest-only payments during the 10-year draw period, and the interest might be tax deductible (confirm this with your tax advisor).

Oh yeah, did we mention that our interest-only rates start at Prime – 0.51% APR* with no points or fees?**

You can access your HELOC online, by phone, in person, with special checks, and now, through our convenient Unitus Access Card! It's a new kind of VISA credit card that you can use anywhere a regular VISA card works, but it accesses your available HELOC funds at your low HELOC rate!***

Fixed Home Equity Loan
Maybe you prefer a fixed rate and payment. With low fixed rates and no fees or points** you can go ahead and remodel your kitchen, replace your old carpet... heck, you can even pay off other debts!

Still got questions?
Send us an email at: mail@unitusccu.com. We'll get back to you as quick as humanly possible.

*APR = ANNUAL PERCENTAGE RATE.
Rate subject to credit qualification, approval, and combined loan-to-value limitations. Other rates and terms may apply. Rate subject to change without notice. The Home Equity Line of Credit is a variable rate loan product. The periodic and corresponding ANNUAL PERCENTAGE RATE for variable rate loans are calculated by adding or subtracting a margin to the U.S. Prime rate published in The Wall Street Journal (Western Edition) on the third (3rd) Tuesday of March, June, September and December of each calendar year. Any increase or decrease in a variable ANNUAL PERCENTAGE RATE takes effect on the first day of the billing period directly following the month in which we calculate the rate. The ANNUAL PERCENTAGE RATE may vary each quarter.

**No fees for most loans. Larger or more complex loans may require an appraisal; the estimated cost for this service is $450; An early termination fee of $250 applies for loans closed within the first 24 months of opening.

***Special daily limits may apply to a Unitus Access Card.