Don't be stuck making payments on a car you can't drive!

How many times have you heard of someone's car being totaled or stolen and their insurance company refusing to payoff the loan balance?

It's all too common nowadays, since many insurance companies only pay the 'Actual Cash Value' of the vehicle. In most cases, this doesn't equate to the loan balance, and the borrower is left paying the difference.

To protect members from this unpleasant situation, we've partnered with Allied Solutions to offer an inexpensive solution. Named Guaranteed Asset Protection Insurance (GAP), our GAP insurance waives the difference between your primary insurance company's settlement and your Unitus auto loan balance, meaning less delinquent payments and fees, refundable service warrantee contracts and other insurance related charges.

GAP is offered to members at the low price of $249 - a one-time premium good for the life of your loan. And if for any reason you are unsatisfied with this coverage, you can cancel the protection and receive a full refund during the first 60 days.

To make your decision even easier, we offer several payment options. You can add the premium to your auto loan (keep the payment the same or increase the payment accordingly - it's your choice!), write us a check, or transfer the full amount from your Unitus savings or checking account.

To purchase this coverage, contact our Insurance Analyst, Ron Myers at (503) 423-8864 or (800) 452-0900 ext. 8864. You can also email us at insurance@unitusccu.com.