Establish (or Re-Establish) Your Credit with a Unitus Secured Visa!

Secured by funds in your Unitus savings account equal to 1.5 times the credit limit, our Secured Visa Card is the perfect tool to help build or rebuild your credit. Better yet, once you make 12 consecutive monthly payments on time, you'll gain status with an automatic conversion to our Classic Rewards Visa Card.

Compare and save
Unlike most secured credit cards, our Secured Visa Card costs nothing to carry. And when you add our innovative Unitus Rewards program, this card rewards you!
  • Earn 1 Unitus Rewards Points for every $1 dollar in purchases, excluding returns and cash advances.
  • Competitive interest rates.
  • 25-day grace period on purchases.*
  • No annual fee, over limit fee, or "no activity" fee.
  • No penalty rate for late payments.
  • Late fee is only $20.
  • Best of all - no hidden fees, gimmicks or teaser rates.

Oh, that's not all:

  • Overdraft protection for your Unitus checking account.
  • Easy online, real-time payments from a Unitus checking account.
  • Local service.
Additional features and benefits
A variety of other cardholder benefits and privileges included at no additional cost:
  • Auto Rental & Travel Accident Insurance
  • Emergency card replacement
  • Zero Liability and Fraud Protection
  • "Verified by Visa" online payment protection

Don't overpay when trying to establish or re-establish your credit. Unitus makes it easy and inexpensive to bounce back.

Apply online, over the phone or by visiting one of our branches.

Check or Redeem Points at Unitus Rewards Program Headquarters

*A FINANCE CHARGE will be imposed on the portion of purchases included in the new balance that remains unpaid 25 days after the closing date. This "grace period" allows you to avoid a FINANCE CHARGE on purchases for a billing cycle.