Establish (or re-establish) Your Credit with a Unitus Secured VISA!

Secured by funds in your Unitus savings account equal to 1.5 times the credit limit, our Secured Visa Card is the perfect tool to help build or rebuild your credit. Better yet, once you make 12 consecutive monthly payments on time, you'll gain status with an automatic conversion to our VISA Classic Card.

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Unlike most secured credit cards, our Secured VISA Card costs little or nothing to carry!
  • Very competitive interest rates.
  • 25-day grace period on purchases.*
  • No default clause - we won't raise your rate, even if you pay us slightly late.
  • Late fee is only 5% of the payment due or $20, whichever is greater.
  • No application or annual fees.
Additional features and benefits
A variety of other cardholder benefits and privileges included at no additional cost:
  • Auto Rental & Travel Accident Insurance
  • Optional overdraft protection for your Unitus checking account
  • Emergency card replacement
  • Zero Liability and Fraud Protection
  • "Verified by Visa" online payment protection

Don't overpay when trying to establish or re-establish your credit. Unitus makes it easy and inexpensive to bounce back.

Apply online, over the phone or by visiting one of our branches.

*No finance charge if balance is paid in full and on time, and no balance was carried forward from previous month. Cash advances accrue interest from date of disbursement.